Francis Wealth Management Ltd

Reference number: 569218

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Francis Wealth Management Ltd (FRN 569218) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Francis Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Francis Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When franciswealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 01728 830777 is
  • Who else gives the postcode IP16 4US
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Simon Francis Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08092858
Company status
Active
Company type
Private limited company
Incorporated
1 June 2012 (14 years old)
Registered office
Blyth House, Rendham Road, Saxmundham, Suffolk, IP17 1WA
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Harcourt Francis Director Apr 1968 1 Jun 2012 None
Kate Louise Francis Secretary Not published 27 May 2016 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

£49.4k

+20% from £41.1k

Owed within a year

£255k

−11% from £288k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08092858. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Francis Wealth Management’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Simon Harcourt Francis took control (75–100% of shares)

Companies House

2012

12 July 2012

  • Changed its registered name from "Simon Francis"

FCA register

1 June 2012

  • Incorporated at Companies House
  • Simon Harcourt Francis appointed as a director

Companies House

2011

18 November 2011

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Francis Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Leiston

Anderson & Young Wealth Management LtdLeistonAppointed representative

In the Ipswich (IP) postcode area

Alpha-Omega Financial Services LtdIpswichAppointed representativeAndrews Wealth LtdIpswichAppointed representativeAnnette StrangeIpswichAppointed representativeBeckford & Lewis Financial Planning LtdDissAppointed representativeBig Skies Wealth Management LimitedIpswichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Francis Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Francis Wealth Management Ltd FCA authorised?
Francis Wealth Management Ltd (FRN 569218) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Francis Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Francis Wealth Management Ltd (FRN 569218) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Francis Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Francis Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Francis Wealth Management’s phone number and website?
The FCA register lists the phone number 01728 830777 and the website franciswealth.co.uk for Francis Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Francis Wealth Management a scam or clone?
Francis Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Francis Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Francis Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Francis Wealth Management?
Companies House lists one person with significant control of Francis Wealth Management: Simon Harcourt Francis (75–100% of shares).
Who runs Francis Wealth Management?
Companies House lists one director of Francis Wealth Management: Simon Harcourt Francis.
How long has Francis Wealth Management been in business?
The company was formed on 1 June 2012.
What do Francis Wealth Management’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £49.4k (+20% from £41.1k).
Does Francis Wealth Management use any other names?
It has previously used the name Simon Francis.

Sources and links

The full report on Francis Wealth Management Ltd

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