Frank Massey & Son Limited

Reference number: 982204

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FRANK MASSEY & SON LIMITED (FRN 982204) is an AR of Golden Charter Limited (FRN 965279). When you use FRANK MASSEY & SON's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FRANK MASSEY & SON, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 368 2565

  • Address

    49 Mottram Road, Hyde, Greater Manchester, SK14 2NN, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 368 2565 is
  • Who else gives the postcode SK14 2NN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04409767
Company status
Active
Company type
Private limited company
Incorporated
5 April 2002 (24 years old)
Registered office
49 Mottram Road, Hyde, SK14 2NN, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Deborah Jayne Bambroffe Director Mar 1971 5 Apr 2002 None
Deborah Jayne Bambroffe Secretary Not published 5 Apr 2002 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£431k

+1.8% from £424k

Cash at bank

£282k

−6.6% from £302k

Owed within a year

£44.4k

−5.3% from £46.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04409767. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Frank Massey & Son’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2022

1 September 2022

  • Became an appointed representative

FCA register

2019

14 January 2019

  • Alan Ernest Massey no longer holds 25–50% of the votes

Companies House

2016

6 April 2016

  • Alan Ernest Massey gained 25–50% of the votes
  • Deborah Jayne Bambroffe gained 25–50% of the votes

Companies House

2002

5 April 2002

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Frank Massey & Son

Other firms of the same type (funeral director), nearest first.

In Hyde

A G Funeral Services LimitedHydeAppointed representative

In the Stockport (SK) postcode area

Adlington Memorial Park LtdMacclesfieldAppointed representativeAlbert R. Slack LimitedWilmslowAppointed representativeAndrew Smith Funeral Services LtdMacclesfieldAppointed representativeArthur Worsley Funeral Services LimitedGlossopAppointed representativeBrian Sharples & Son LimitedStockportAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Frank Massey & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Frank Massey & Son Limited FCA authorised?
Frank Massey & Son Limited (FRN 982204) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Frank Massey & Son?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Frank Massey & Son Limited (FRN 982204) is an AR of Golden Charter Limited (FRN 965279). When you use Frank Massey & Son's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Frank Massey & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Frank Massey & Son’s phone number?
The FCA register lists the phone number 0161 368 2565 for Frank Massey & Son. If you were given different contact details, use these to check with the firm before going any further.
Is Frank Massey & Son a scam or clone?
Frank Massey & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Frank Massey & Son?
Protection works through Golden Charter Limited, the principal firm responsible for Frank Massey & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Frank Massey & Son?
Companies House lists one person with significant control of Frank Massey & Son: Mrs Deborah Jayne Bambroffe (25–50% of votes). Before that, it was controlled by Mr Alan Ernest Massey.
Who runs Frank Massey & Son?
Companies House lists one director of Frank Massey & Son: Deborah Jayne Bambroffe.
How long has Frank Massey & Son been in business?
The company was formed on 5 April 2002.
What do Frank Massey & Son’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £431k (+1.8% from £424k) and cash at bank of £282k (−6.6% from £302k).

Sources and links

The full report on Frank Massey & Son Limited

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