Frederick Chalmers

Reference number: 215202

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Appointed representative

Frederick Chalmers does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Frederick Chalmers (FRN 215202) is an AR of Openwork Limited (FRN 408285). When you use Frederick Chalmers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Frederick Chalmers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01224 765366

  • Address

    15 Albert Street, Aberdeen, Aberdeenshire, AB25 1XX, United Kingdom

In the full report: 2 background checks

  • What kind of line 01224 765366 is
  • Who else gives the postcode AB25 1XX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Fred Chalmers Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Frederick Chalmers’s history from the FCA register and Companies House, newest first.

2008

7 November 2008

  • Began trading as "Fred Chalmers"

FCA register

2007

9 February 2007

  • Changed its registered name from "Fred Chalmers"

FCA register

2002

11 July 2002

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Frederick Chalmers

Other FCA-listed firms that share a director, phone number or address with Frederick Chalmers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Frederick Chalmers

Other firms of the same type (financial adviser), nearest first.

In Aberdeen

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Frederick Chalmers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Frederick Chalmers FCA authorised?
Frederick Chalmers (FRN 215202) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Frederick Chalmers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Frederick Chalmers (FRN 215202) is an AR of Openwork Limited (FRN 408285). When you use Frederick Chalmers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Frederick Chalmers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Frederick Chalmers’ phone number?
The FCA register lists the phone number 01224 765366 for Frederick Chalmers. If you were given different contact details, use these to check with the firm before going any further.
Is Frederick Chalmers a scam or clone?
Frederick Chalmers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Frederick Chalmers?
Protection works through Openwork Limited, the principal firm responsible for Frederick Chalmers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Frederick Chalmers use any other names?
It trades as Fred Chalmers.

Sources and links

The full report on Frederick Chalmers

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