Freshwater Bay Golf Club

Reference number: 741755

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When freshwaterbaygolfclub.co.uk first appeared online, and whether it can receive email
  • What kind of line 01983 752955 is
  • Who else gives the postcode PO40 9TZ
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07588114
Company status
Active
Company type
Private company limited by guarantee
Incorporated
1 April 2011 (15 years old)
Registered office
Freshwater Bay Golf Club, Afton Down, Freshwater Bay, Isle Of Wight, PO40 9TZ
Nature of business
  • Operation of sports facilities (SIC 93110)

Directors and company secretaries

Name Role Born Appointed Other companies
David Campbell Lindsay Director Oct 1948 21 Jan 2016 1 other company
Elizabeth Anne Morris Director Mar 1952 1 Feb 2020 None
Roger Wyn Thomas Director May 1952 1 Nov 2021 None
Peter Bonnell Director Mar 1952 19 Jan 2023 6 other companies
Brian George Percy Friend Director May 1952 19 Jan 2023 4 other companies
Mark Vallely Director Feb 1948 16 Jan 2025 1 other company
David Harding Director Feb 1955 28 Jan 2026 None
Nigel John Campling Director Jun 1956 28 Jan 2026 1 other company

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
2
run together
1

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 8 directors run together
  • All 39 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Total equity

£605k

+2.1% from £593k

Employees (average)

6

−33% from 9

Owed within a year

£36.3k

−3.8% from £37.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07588114. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Freshwater Bay Golf Club’s history from the FCA register and Companies House, newest first.

Key events (5) All events (91)

2016

28 July 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2011

1 April 2011

  • Incorporated at Companies House

Companies House

In the full report: all 91 events

  • All 91 events in its history (5 shown here)
  • Every director appointment and resignation: 84
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Firms like Freshwater Bay Golf Club

Other firms of the same type (lender), nearest first.

In the Portsmouth (PO) postcode area

Vivid Housing LimitedPortsmouthAuthorisedBognor Regis Golf ClubBognor RegisAuthorisedC.p.h. LimitedChichesterAuthorisedCherry Godfrey Finance (Isle of Wight) LimitedNewportAuthorisedDeal Direct Financial Solutions LimitedPortsmouthAuthorisedInsurance Factory LimitedPortsmouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Freshwater Bay Golf Club

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 91 events in its history

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Frequently asked questions about this firm

Is Freshwater Bay Golf Club FCA authorised?
Yes, Freshwater Bay Golf Club (FRN 741755) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Freshwater Bay Golf Club’s phone number and website?
The FCA register lists the phone number 01983 752955 and the website freshwaterbaygolfclub.co.uk for Freshwater Bay Golf Club. If you were given different contact details, use these to check with the firm before going any further.
Is Freshwater Bay Golf Club a scam or clone?
Freshwater Bay Golf Club is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Freshwater Bay Golf Club?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Freshwater Bay Golf Club handles your money, so check the specific product before you commit. You can also refer complaints about Freshwater Bay Golf Club to the Financial Ombudsman Service, free of charge.
Who runs Freshwater Bay Golf Club?
Companies House lists 8 directors of Freshwater Bay Golf Club: David Campbell Lindsay, Elizabeth Anne Morris, Roger Wyn Thomas, Peter Bonnell, Brian George Percy Friend, Mark Vallely and 2 more.
How long has Freshwater Bay Golf Club been in business?
The company was formed on 1 April 2011, and has held its current FCA authorisation since July 2016.
What do Freshwater Bay Golf Club’s latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £605k (+2.1% from £593k).

Sources and links

The full report on Freshwater Bay Golf Club

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