FSB Insurance Service Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fsb-insurance-service.com (opens in a new tab)
Phone number

020 3883 7976
Address

F S B Insurance Service, Interchange 81-85, Station Road, Croydon, CR0 2RD, United Kingdom

In the full report: 3 background checks

When fsb-insurance-service.com first appeared online, and whether it can receive email
What kind of line 020 3883 7976 is
Who else gives the postcode CR0 2RD

Other names (1)

If you were contacted under any of these names, it is this firm.

Ruskin Square Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt Administration
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10831430 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 June 2017 (9 years old)
Registered office: 20 Fenchurch Street, London, EC3M 3AZ, United Kingdom
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Andrew Perry	Director	May 1962	22 Jun 2017	16 other companies
Jason Alexander Duncan	Director	Sep 1975	1 Jan 2020	None
Stephen James Thomas Askew	Director	Jun 1954	8 Apr 2021	26 other companies
Katherine Louise Freemantle	Director	Aug 1989	16 Feb 2022	None
Ian William James Ross	Director	Oct 1985	23 Apr 2025	3 other companies
Lee Mooney	Director	Sep 1979	19 Nov 2025	3 other companies
Lara Simone Teesdale	Secretary	Not published	16 Oct 2019	–

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 47
closed down: 29
are FCA-registered: 6

In the full report: all 47 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The 6 on the FCA register, including one no longer authorised
The 1 company these 6 directors run together
All 17 people who have ever been directors, with their dates

Key dates in its history

FSB Insurance Service’s history from the FCA register and Companies House, newest first.

Key events (8) All events (41)

2019

30 January 2019

Changed its registered name from "Ruskin Square Limited"

FCA register

2018

4 January 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2017

22 June 2017

Incorporated at Companies House
F.S.B. (Member Services) Limited became a part-owner (25–50% of shares)
Markel Capital Holdings Limited became the majority owner (50–75% of shares)
Norose Company Secretarial Services Limited gave up control
Norose Company Secretarial Services Limited took control (75–100% of shares)

Companies House

In the full report: all 41 events

All 41 events in its history (8 shown here)
Every director appointment and resignation: 30

Firms connected to FSB Insurance Service

Other FCA-listed firms that share a director, phone number or address with FSB Insurance Service. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share a director: 3
share its postcode: 2

In the full report: all 5 connected firms, named

How each is linked: shared directors (3), the same postcode (2)
Who links each one: the named directors, with dates
3 past links through former directors

Firms like FSB Insurance Service

Other firms of the same type (insurance broker), nearest first.

In Croydon

County Insurance Agencies LimitedCroydonAuthorised Hencilla Canworth GI LimitedCroydonAuthorised P K Insurance (Brokers) LimitedCroydonAuthorised PMJ Risk Solutions LimitedCroydonAuthorised Gani & Co LimitedCroydonAuthorised Morton Michel LimitedCroydonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FSB Insurance Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

47 other companies its directors have run, named
3 background checks on its contact details
All 41 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is FSB Insurance Service Limited FCA authorised?

Yes, FSB Insurance Service Limited (FRN 788654) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2018 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is FSB Insurance Service’s phone number and website?

The FCA register lists the phone number 020 3883 7976 and the website fsb-insurance-service.com for FSB Insurance Service. If you were given different contact details, use these to check with the firm before going any further.

Is FSB Insurance Service a scam or clone?

FSB Insurance Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with FSB Insurance Service?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FSB Insurance Service to the Financial Ombudsman Service, free of charge.

Who owns FSB Insurance Service?

FSB Insurance Service is owned by Markel Capital Holdings Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 22 June 2017. Before that, it was controlled by Norose Company Secretarial Services Limited.

Who runs FSB Insurance Service?

Companies House lists 6 directors of FSB Insurance Service: David Andrew Perry, Jason Alexander Duncan, Stephen James Thomas Askew, Katherine Louise Freemantle, Ian William James Ross and Lee Mooney.

How long has FSB Insurance Service been in business?

The company was formed on 22 June 2017, and has held its current FCA authorisation since January 2018.

Does FSB Insurance Service use any other names?

It has previously used the name Ruskin Square Limited.