Gani & Co Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2014
Accounts filed up to 31 July 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

020 8687 4400
Address

Ganco Ltd, Melrose House, 42 Dingwall Road, Croydon, CR0 2NE, United Kingdom

In the full report: 2 background checks

What kind of line 020 8687 4400 is
Who else gives the postcode CR0 2NE

Other names (1)

If you were contacted under any of these names, it is this firm.

Gani & Company Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09212859 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 10 September 2014 (12 years old)
Registered office: Ground Floor, Melrose House, 42 Dingwall Road, Croydon, CR0 2NE, England
Nature of business: Buying and selling of own real estate (SIC 68100)
Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Muhammed Sufiyan Gani	Director	Oct 1992	10 Sep 2014	11 other companies
Nowsad Abdul Gani	Director	Apr 1963	10 Sep 2014	25 other companies
Rukshana Nowsad Gani	Director	Dec 1961	10 Sep 2014	14 other companies
Arshad Gani	Director	May 1998	2 Nov 2020	9 other companies
Muhammed Sufiyan Gani	Secretary	Not published	2 Nov 2020	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 25
closed down: 8
run together: 14

In the full report: all 25 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 14 companies these 4 directors run together

Filed accounts and finances

Year to 31 July 2025Full accountsNot audited

Net assets

£1.48m

+7% from £1.39m

Cash at bank

£493k

+2% from £483k

Employees (average)

6

+20% from 5

Owed within a year

£3.22m

+4.6% from £3.08m

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09212859. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gani & Co’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2020

21 December 2020

Changed its registered name from "Gani & Company Limited"

FCA register

2018

3 April 2018

Regulated by the FCA from this date
FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
Became authorised by the FCA

FCA register

2016

6 April 2016

Nowsad Abdul Gani became a part-owner (25–50% of shares)
Rukshana Nowsad Gani became a part-owner (25–50% of shares)

Companies House

2014

10 September 2014

Incorporated at Companies House

Companies House

In the full report: all 12 events

All 12 events in its history (7 shown here)
Every director appointment and resignation: 4

Firms like Gani & Co

Other firms of the same type (insurance broker), nearest first.

In Croydon

County Insurance Agencies LimitedCroydonAuthorised FSB Insurance Service LimitedCroydonAuthorised Hencilla Canworth GI LimitedCroydonAuthorised P K Insurance (Brokers) LimitedCroydonAuthorised PMJ Risk Solutions LimitedCroydonAuthorised Morton Michel LimitedCroydonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gani & Co

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

25 other companies its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 12 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Gani & Co Limited FCA authorised?

Yes, Gani & Co Limited (FRN 786134) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Gani & Co’s phone number?

The FCA register lists the phone number 020 8687 4400 for Gani & Co. If you were given different contact details, use these to check with the firm before going any further.

Is Gani & Co a scam or clone?

Gani & Co is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Gani & Co?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gani & Co to the Financial Ombudsman Service, free of charge.

Who owns Gani & Co?

Companies House lists 2 people with significant control of Gani & Co: Mrs Rukshana Nowsad Gani (25–50% of shares) and Mr Nowsad Abdul Gani (25–50% of shares).

Who runs Gani & Co?

Companies House lists 4 directors of Gani & Co: Muhammed Sufiyan Gani, Nowsad Abdul Gani, Rukshana Nowsad Gani and Arshad Gani.

How long has Gani & Co been in business?

The company was formed on 10 September 2014, and has held its current FCA authorisation since April 2018.

What do Gani & Co’s latest accounts show?

Its latest accounts, to 31 July 2025, show net assets of £1.48m (+7% from £1.39m) and cash at bank of £493k (+2% from £483k).

Does Gani & Co use any other names?

It has previously used the name Gani & Company Limited.