Future First

Reference number: 211015

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Appointed representative

Future First does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Future First (FRN 211015) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Future First's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Future First, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8402 1402

  • Address

    7 Ernest Close, Beckenham, Kent, BR3 3JE, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8402 1402 is
  • Who else gives the postcode BR3 3JE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Future First (3269) Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Future First’s history from the FCA register and Companies House, newest first.

2014

18 December 2014

  • Changed its registered name from "Future First (3269)"

FCA register

2002

12 April 2002

  • Became an appointed representative

FCA register

Firms like Future First

Other firms of the same type (mortgage adviser or broker), nearest first.

In Beckenham

Clock House Mortgages LimitedBeckenhamAppointed representativeEden House Mortgages LtdBeckenhamAppointed representativeStarz Co UK LtdBeckenhamAppointed representativeVanner Mortgages LimitedBeckenhamAppointed representativeCharles Conran Financial Services LimitedBeckenhamAuthorisedMichael CaveBeckenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Future First

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Future First FCA authorised?
Future First (FRN 211015) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Future First?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Future First (FRN 211015) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Future First's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Future First, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Future First’s phone number?
The FCA register lists the phone number 020 8402 1402 for Future First. If you were given different contact details, use these to check with the firm before going any further.
Is Future First a scam or clone?
Future First is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Future First?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Future First's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Future First use any other names?
It has previously used the name Future First (3269).

Sources and links

The full report on Future First

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