Vanner Mortgages Limited

Reference number: 976646

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Vanner Mortgages Limited (FRN 976646) is an AR of Sesame Limited (FRN 150427). When you use Vanner Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Vanner Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07815 885238

  • Address

    1 Brook Court, Blakeney Road, Beckenham, BR3 1HG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07815 885238 is
  • Who else gives the postcode BR3 1HG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Claretfields Private Finance Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Vanner Mortgages’s history from the FCA register and Companies House, newest first.

2022

18 November 2022

  • Stopped trading as "Claretfields Private Finance"

FCA register

30 May 2022

  • Became an appointed representative
  • Began trading as "Claretfields Private Finance"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Vanner Mortgages

Other FCA-listed firms that share a director, phone number or address with Vanner Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Vanner Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Beckenham

Clock House Mortgages LimitedBeckenhamAppointed representativeEden House Mortgages LtdBeckenhamAppointed representativeFuture FirstBeckenhamAppointed representativeStarz Co UK LtdBeckenhamAppointed representativeCharles Conran Financial Services LimitedBeckenhamAuthorisedMichael CaveBeckenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vanner Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Vanner Mortgages Limited FCA authorised?
Vanner Mortgages Limited (FRN 976646) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vanner Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vanner Mortgages Limited (FRN 976646) is an AR of Sesame Limited (FRN 150427). When you use Vanner Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vanner Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Vanner Mortgages’ phone number?
The FCA register lists the phone number 07815 885238 for Vanner Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Vanner Mortgages a scam or clone?
Vanner Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vanner Mortgages?
Protection works through Sesame Limited, the principal firm responsible for Vanner Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Vanner Mortgages use any other names?
It has previously used the name Claretfields Private Finance.

Sources and links

The full report on Vanner Mortgages Limited

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