Fuzzy Insurance Limited

Reference number: 927174

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fuzzyinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07850 523637 is
  • Who else gives the postcode BS32 4TU
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Fuzzy Trading name
  • Leech Insurance Services Ltd Former name
  • Leech Services Ltd Former name
  • PHL Insurance Brokers Limited Former name
  • PHL Risk Services Limited Former name
  • PHL I.B. Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12569203
Company status
Active
Company type
Private limited company
Incorporated
22 April 2020 (6 years old)
Registered office
160 Aztec West, Almondsbury, Bristol, BS32 4TU, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Elizabeth Bilney Director Oct 1976 24 Jul 2023 19 other companies
Alison Marshall Director Aug 1978 25 Oct 2023 21 other companies
Saul David Heiser Director Apr 1977 8 Feb 2024 None
Maria Ming Director Dec 1973 13 May 2024 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
33
closed down
18
are FCA-registered
4

In the full report: all 33 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 8 companies these 4 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£202k

+404% from £40.1k

Employees (average)

19

+90% from 10

Owed within a year

£203k

+170% from £75.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12569203. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fuzzy Insurance’s history from the FCA register and Companies House, newest first.

Key events (13) All events (32)

2024

3 January 2024

  • Fuzzy Holdings Limited took control (75–100% of shares)
  • Phl Group Holdings Limited gave up control

Companies House

2023

28 December 2023

  • Changed its registered name from "PHL Risk Services Limited"

FCA register

18 December 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

3 January 2023

  • Changed its registered name from "PHL Insurance Brokers Limited"

FCA register

2022

1 November 2022

  • Phl Group Holdings Limited took control (75–100% of votes)
  • Sharon Elizabeth Leech gave up control

Companies House

13 June 2022

  • Changed its registered name from "Leech Insurance Services Ltd"

FCA register

2021

5 January 2021

  • Changed its registered name from "Leech Services Ltd"

FCA register

2020

5 August 2020

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

22 April 2020

  • Incorporated at Companies House
  • Sharon Elizabeth Leech took control (75–100% of shares)

Companies House

In the full report: all 32 events

  • All 32 events in its history (13 shown here)
  • Every director appointment and resignation: 14
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Firms connected to Fuzzy Insurance

Other FCA-listed firms that share a director, phone number or address with Fuzzy Insurance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past links
4

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 4 past links through former directors
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Firms like Fuzzy Insurance

Other firms of the same type (insurance broker), nearest first.

In Bristol

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fuzzy Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 33 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 32 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Fuzzy Insurance Limited FCA authorised?
Yes, Fuzzy Insurance Limited (FRN 927174) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2023 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Fuzzy Insurance’s phone number and website?
The FCA register lists the phone number 07850 523637 and the website fuzzyinsurance.co.uk for Fuzzy Insurance. If you were given different contact details, use these to check with the firm before going any further.
Is Fuzzy Insurance a scam or clone?
Fuzzy Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fuzzy Insurance?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fuzzy Insurance to the Financial Ombudsman Service, free of charge.
Who owns Fuzzy Insurance?
Fuzzy Insurance is owned by Fuzzy Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 3 January 2024. Before that, it was controlled by Phl Group Holdings Limited and Mrs Sharon Elizabeth Leech.
Who runs Fuzzy Insurance?
Companies House lists 4 directors of Fuzzy Insurance: Elizabeth Bilney, Alison Marshall, Saul David Heiser and Maria Ming.
How long has Fuzzy Insurance been in business?
The company was formed on 22 April 2020, and has held its current FCA authorisation since December 2023.
What do Fuzzy Insurance’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £202k (+404% from £40.1k).
Does Fuzzy Insurance use any other names?
It trades as Fuzzy. It has previously used 5 other names, including Leech Insurance Services Ltd, Leech Services Ltd and PHL Insurance Brokers Limited.

Sources and links

The full report on Fuzzy Insurance Limited

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