Authorisation being cancelled
This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Trelands, Perrancoombe, Perranporth, Cornwall, TR6 0HX, United Kingdom
In the full report: 2 background checks
- What kind of line 01872 225050 is, and the other firm that gives it
- Who else gives the postcode TR6 0HX
FCA permissions and consumer protection
- Lend or arrange credit · Hire out goods to consumers No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Entering into Regulated Consumer Hire Agreements as owner
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04276929 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 August 2001 (25 years old)
- Registered office
- Trelands, Perrancoombe, Perranporth, Cornwall, TR6 0HX, United Kingdom
- Nature of business
-
- Financial leasing (SIC 64910)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David John Goodey | Director | Sep 1947 | 24 Aug 2001 | 4 other companies |
| Gemma Maria Valerie Collins | Director | Sep 1983 | 3 Jul 2012 | 1 other company |
| Margaret Helen Goodey | Director | Jan 1951 | 18 Apr 2016 | 3 other companies |
| Margaret Helen Goodey | Secretary | Not published | 13 Sep 2021 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- still active
- 4
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£21.3k
Up £171k from −£150k
Cash at bank
£37.3k
−70% from £122k
Employees (average)
3
Same as 3
Owed within a year
£70.2k
−77% from £301k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04276929. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
G & B Finance’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- G And B Finance Holdings Limited took control (75–100% of shares)
Companies House
2015
19 November 2015
- Regulated by the FCA from this date
- Applied to cancel its FCA authorisation
FCA register
2001
24 August 2001
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (4 shown here)
- Every director appointment and resignation: 5
Firms connected to G & B Finance
Other FCA-listed firms that share a director, phone number or address with G & B Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like G & B Finance
Other firms of the same type (lender), nearest first.
In Perranporth
In the Truro (TR) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on G & B Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- All 11 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is G & B Finance Limited FCA authorised?
What is G & B Finance’s phone number?
Is G & B Finance a scam or clone?
Is my money safe with G & B Finance?
Who owns G & B Finance?
Who runs G & B Finance?
How long has G & B Finance been in business?
What do G & B Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk