G&B Finance (SW) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2010
Accounts filed up to 31 August 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01872 225050
Address

Trelands, Perrancoombe, Perranporth, Cornwall, TR6 0HX, United Kingdom

In the full report: 2 background checks

What kind of line 01872 225050 is, and the other firm that gives it
Who else gives the postcode TR6 0HX

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Debt Adjusting
Debt-counselling
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07180474 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 5 March 2010 (16 years old)
Registered office: Trelands, Perrancoombe, Perranporth, Cornwall, TR6 0HX, United Kingdom
Nature of business: Financial leasing (SIC 64910)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David John Goodey	Director	Sep 1947	5 Mar 2010	4 other companies
Gemma Maria Valerie Collins	Director	Sep 1983	9 Jan 2013	None
Margaret Helen Goodey	Director	Jan 1951	18 Apr 2016	3 other companies
Margaret Helen Goodey	Secretary	Not published	13 Sep 2021	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
still active: 4
is FCA-registered: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register, including one no longer authorised
The 3 companies these 3 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£290k

+48% from £196k

Cash at bank

£97.6k

+35% from £72.2k

Employees (average)

3

Same as 3

Owed within a year

£538k

−56% from £1.21m

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07180474. Figures are exactly as filed; nothing is estimated.

Key dates in its history

G&B Finance (SW)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2016

31 May 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

6 April 2016

G&B Finance Limited took control (75–100% of shares)

Companies House

2010

5 March 2010

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (4 shown here)
Every director appointment and resignation: 5

Firms connected to G&B Finance (SW)

Other FCA-listed firms that share a director, phone number or address with G&B Finance (SW). A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like G&B Finance (SW)

Other firms of the same type (lender), nearest first.

In Perranporth

G & B Finance LimitedPerranporthSee the register

In the Truro (TR) postcode area

Exclusive Pawnbrokers LtdNewquayAuthorised Ignition Credit PLCCornwallAuthorised Stephen Charles PaullTruroAuthorised SWIG Finance LimitedTruroAuthorised Callis A LimitedTruroAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on G&B Finance (SW)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
2 background checks on its contact details
All 11 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is G&B Finance (SW) Limited FCA authorised?

Yes, G&B Finance (SW) Limited (FRN 729276) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is G&B Finance (SW)’s phone number?

The FCA register lists the phone number 01872 225050 for G&B Finance (SW). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is G&B Finance (SW) a scam or clone?

G&B Finance (SW) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with G&B Finance (SW)?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how G&B Finance (SW) handles your money, so check the specific product before you commit. You can also refer complaints about G&B Finance (SW) to the Financial Ombudsman Service, free of charge.

Who owns G&B Finance (SW)?

G&B Finance (SW) is owned by G&B Finance Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs G&B Finance (SW)?

Companies House lists 3 directors of G&B Finance (SW): David John Goodey, Gemma Maria Valerie Collins and Margaret Helen Goodey.

How long has G&B Finance (SW) been in business?

The company was formed on 5 March 2010, and has held its current FCA authorisation since May 2016.

What do G&B Finance (SW)’s latest accounts show?

Its latest accounts, to 31 August 2025, show net assets of £290k (+48% from £196k) and cash at bank of £97.6k (+35% from £72.2k).