G.wathall & Son Limited

Reference number: 980280

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • G.WATHALL & SON LIMITED (FRN 980280) is an AR of Golden Charter Limited (FRN 965279). When you use G.WATHALL & SON's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from G.WATHALL & SON, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wathalls.co.uk first appeared online, and whether it can receive email
  • What kind of line 01332 345268 is
  • Who else gives the postcode DE1 1LG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Wathalls Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 August 1932 (94 years old)
Registered office
101/111 Macklin Street, Derby, DE1 1LG
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Jean Wathall Director Mar 1966 31 Oct 1995 10 other companies
Charlotte Johnson Director Sep 1997 20 Apr 2026 2 other companies
Helen Jean Wathall Secretary Not published 30 Apr 1996 10 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
3
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£954k

+9.7% from £869k

Cash at bank

£201k

+323% from £47.5k

Owed within a year

£458k

−17% from £550k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00268064. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

G.wathall & Son’s history from the FCA register and Companies House, newest first.

2026

26 June 2026

  • Jean Brenda Wathall stopped being the majority owner

Companies House

2022

3 August 2022

  • Became an appointed representative

FCA register

2019

28 January 2019

  • Paul John Edwards no longer has significant control

Companies House

2016

30 June 2016

  • Helen Jean Wathall gained significant control
  • Jean Brenda Wathall became the majority owner (50–75% of shares)
  • Paul John Edwards gained significant control

Companies House

1932

29 August 1932

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (7 shown here)
  • Every director appointment and resignation: 9
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Firms connected to G.wathall & Son

Other FCA-listed firms that share a director, phone number or address with G.wathall & Son. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like G.wathall & Son

Other firms of the same type (funeral director), nearest first.

In Derby

In the Derby (DE) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on G.wathall & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is G.wathall & Son Limited FCA authorised?
G.wathall & Son Limited (FRN 980280) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for G.wathall & Son?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. G.wathall & Son Limited (FRN 980280) is an AR of Golden Charter Limited (FRN 965279). When you use G.wathall & Son's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from G.wathall & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is G.wathall & Son’s phone number and website?
The FCA register lists the phone number 01332 345268 and the website wathalls.co.uk for G.wathall & Son. If you were given different contact details, use these to check with the firm before going any further.
Is G.wathall & Son a scam or clone?
G.wathall & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with G.wathall & Son?
Protection works through Golden Charter Limited, the principal firm responsible for G.wathall & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns G.wathall & Son?
Companies House lists one person with significant control of G.wathall & Son: Miss Helen Jean Wathall (significant influence or control). Before that, it was controlled by Mr Paul John Edwards and Mrs Jean Brenda Wathall.
Who runs G.wathall & Son?
Companies House lists 2 directors of G.wathall & Son: Helen Jean Wathall and Charlotte Johnson.
How long has G.wathall & Son been in business?
The company was formed on 29 August 1932.
What do G.wathall & Son’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £954k (+9.7% from £869k) and cash at bank of £201k (+323% from £47.5k).
Does G.wathall & Son use any other names?
It trades as Wathalls.

Sources and links

The full report on G.wathall & Son Limited

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