Gail Reid Mortgage Services Ltd

Reference number: 1045779

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gailreidmortgage.co.uk first appeared online, and whether it can receive email
  • What kind of line 01467 253140 is
  • Who else gives the postcode AB51 3QA
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC507289
Company status
Active
Company type
Private limited company
Incorporated
2 June 2015 (11 years old)
Registered office
37 High Street, Inverurie, AB51 3QA, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gail Reid Director Sep 1978 2 Jun 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£118k

+26% from £93.9k

Cash at bank

£52.2k

+174% from £19.0k

Owed within a year

£55.8k

+26% from £44.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC507289. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gail Reid Mortgage Services’s history from the FCA register and Companies House, newest first.

2026

2 July 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA
  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2022

7 March 2022

  • Gail Reid gave up control

Companies House

2016

6 April 2016

  • Gail Reid took control (75–100% of shares)

Companies House

2015

2 June 2015

  • Incorporated at Companies House
  • Gail Reid appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Gail Reid Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Inverurie

The Aberdeen Mortgage Brokers LtdInverurieAppointed representative

In the Aberdeen (AB) postcode area

Aberdein Considine LLPAberdeenAuthorisedA.C. Morrison & Richards LLPAberdeenAuthorisedCallum PirieBuckieAuthorisedFinancialshield Group LimitedFraserburghAuthorisedJohn CarrAberdeenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gail Reid Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Gail Reid Mortgage Services Ltd FCA authorised?
Yes, Gail Reid Mortgage Services Ltd (FRN 1045779) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2026 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Gail Reid Mortgage Services’ phone number and website?
The FCA register lists the phone number 01467 253140 and the website gailreidmortgage.co.uk for Gail Reid Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Gail Reid Mortgage Services a scam or clone?
Gail Reid Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gail Reid Mortgage Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gail Reid Mortgage Services to the Financial Ombudsman Service, free of charge.
Who owns Gail Reid Mortgage Services?
Companies House lists one person with significant control of Gail Reid Mortgage Services: Mrs Gail Reid (75–100% of shares). Before that, it was controlled by Ms Gail Reid.
Who runs Gail Reid Mortgage Services?
Companies House lists one director of Gail Reid Mortgage Services: Gail Reid.
How long has Gail Reid Mortgage Services been in business?
The company was formed on 2 June 2015, and has held its current FCA authorisation since July 2026.
What do Gail Reid Mortgage Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £118k (+26% from £93.9k) and cash at bank of £52.2k (+174% from £19.0k).

Sources and links

The full report on Gail Reid Mortgage Services Ltd

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