Gail Reid Mortgage Services Ltd

Reference number: 715809

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 3 September 2015.

This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 1045779 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    01467 253140

  • Last known address

    37 High Street, Inverurie, Aberdeenshire, AB51 3QA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01467 253140 is
  • Who else gives the postcode AB51 3QA
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Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 June 2015 (11 years old)
Registered office
37 High Street, Inverurie, AB51 3QA, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gail Reid Director Sep 1978 2 Jun 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£118k

+26% from £93.9k

Cash at bank

£52.2k

+174% from £19.0k

Owed within a year

£55.8k

+26% from £44.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC507289. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gail Reid Mortgage Services’s history from the FCA register and Companies House, newest first.

2022

7 March 2022

  • Gail Reid gave up control

Companies House

2016

6 April 2016

  • Gail Reid took control (75–100% of shares)

Companies House

2015

3 September 2015

  • Stopped being an appointed representative

FCA register

2 June 2015

  • Incorporated at Companies House
  • Gail Reid appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Gail Reid Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Gail Reid Mortgage Services Ltd FCA authorised?
No. Gail Reid Mortgage Services Ltd (FRN 715809) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Gail Reid Mortgage Services a scam or clone?
Gail Reid Mortgage Services is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Gail Reid Mortgage Services?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Gail Reid Mortgage Services has no cover, because it is no longer permitted to carry it out.
Who owns Gail Reid Mortgage Services?
Companies House lists one person with significant control of Gail Reid Mortgage Services: Mrs Gail Reid (75–100% of shares). Before that, it was controlled by Ms Gail Reid.
Who runs Gail Reid Mortgage Services?
Companies House lists one director of Gail Reid Mortgage Services: Gail Reid.
How long has Gail Reid Mortgage Services been in business?
The company was formed on 2 June 2015.
What do Gail Reid Mortgage Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £118k (+26% from £93.9k) and cash at bank of £52.2k (+174% from £19.0k).

Sources and links

The full report on Gail Reid Mortgage Services Ltd

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