Gardian Marine Ltd
Reference number: 1016665
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 May 2025
- Its phone number is also given by a firm that is no longer authorised
Responsible principal firm
Optio Underwriting Ltd Reference number: 954101 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Gardian Marine Ltd (FRN 1016665) is an AR of Optio Underwriting Ltd (FRN 954101). When you use Gardian Marine's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Gardian Marine, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
Optio Group Ltd, 1 Minster Court, London, City Of London, EC3R 7AA, United Kingdom
In the full report: 3 background checks
- When gardianmarine.com first appeared online, and whether it can receive email
- What kind of line 020 7977 5238 is, and the other firm that gives it
- Who else gives the postcode EC3R 7AA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Optio Underwriting Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15730657 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 May 2024 (2 years old)
- Registered office
- 10th Floor 1 Minster Court, Mincing Lane, London, EC3R 7AA, England
- Nature of business
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- Non-life reinsurance (SIC 65202)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Edward James Beddoes Morgan | Director | Oct 1984 | 24 Apr 2025 | None |
| Guy David Tyler | Director | Nov 1989 | 24 Apr 2025 | None |
| Gary John Head | Director | Jun 1967 | 7 Jul 2026 | 4 other companies |
| CALLIDUS SECRETARIES LIMITED | Corporate secretary | Not published | 3 Aug 2026 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- still active
- 4
- are FCA-registered
- 3
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£189k
No earlier figure to compare
Employees (average)
3
No earlier figure to compare
Owed within a year
£22.9k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15730657. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Gardian Marine’s history from the FCA register and Companies House, newest first.
2026
7 July 2026
- Edward James Beddoes Morgan stopped being a part-owner
- Guy David Tyler stopped being a part-owner
- Optio Group Limited took control (75–100% of shares)
- Saturn London Holdings Ltd stopped being a part-owner
Companies House
2024
24 September 2024
- Edward James Beddoes Morgan became a part-owner (25–50% of shares)
- Guy David Tyler became a part-owner (25–50% of shares)
- James Dyson gave up control
- Saturn London Holdings Ltd became a part-owner (25–50% of shares)
Companies House
30 July 2024
- Became an appointed representative
FCA register
20 May 2024
- Incorporated at Companies House
- James Dyson took control (75–100% of shares)
Companies House
In the full report: all 17 events
- All 17 events in its history (11 shown here)
- Every director appointment and resignation: 5
Firms connected to Gardian Marine
Other FCA-listed firms that share a director, phone number or address with Gardian Marine. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- no longer authorised
- 1
- share a director
- 3
In the full report: all 4 connected firms, named
- How each is linked: shared directors (3), the same phone number (1), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Gardian Marine
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Gardian Marine
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- All 17 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk