Gator Bikesure Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 11 years
Protected through the principal
No FCA actions
Active company since 2015
Accounts filed up to 31 December 2025
On its latest accounts it owed £4.60m more than it owned

Responsible principal firm

TWOTHREEBIRD UK LIMITED Reference number: 313965 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Gator Bikesure Limited (FRN 710920) is an AR of TWOTHREEBIRD UK LIMITED (FRN 313965). When you use Gator Bikesure's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Gator Bikesure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

gatorbikesure.co.uk (opens in a new tab)
Phone number

020 3900 0245
Address

1st Floor, 5 St. Helen's Place, London, EC3A 6AB, United Kingdom

In the full report: 3 background checks

When gatorbikesure.co.uk first appeared online, and whether it can receive email
What kind of line 020 3900 0245 is
Who else gives the postcode EC3A 6AB

Other names (1)

If you were contacted under any of these names, it is this firm.

Sundays Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Twothreebird UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09492364 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 March 2015 (11 years old)
Registered office: 3rd Floor 114a Cromwell Road, London, SW7 4AG, United Kingdom
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Noel Van Rensburg	Director	Aug 1986	1 Jan 2023	None
Gary Raymond Smith	Director	May 1982	15 Dec 2025	3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 2
is FCA-registered: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 8 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Total equity

−£4.60m

Down £279k from −£4.32m

Cash at bank

£447k

−67% from £1.37m

Owed within a year

£6.62m

−7.9% from £7.19m

Total equity is negative: on its last balance sheet the company owed £4.60m more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09492364. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gator Bikesure’s history from the FCA register and Companies House, newest first.

Key events (3) All events (19)

2019

4 December 2019

Twothreebird Holdings Limited took control (75–100% of shares)

Companies House

2015

21 July 2015

Became an appointed representative

FCA register

16 March 2015

Incorporated at Companies House

Companies House

In the full report: all 19 events

All 19 events in its history (3 shown here)
Every director appointment and resignation: 14

Firms connected to Gator Bikesure

Other FCA-listed firms that share a director, phone number or address with Gator Bikesure. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Gator Bikesure

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gator Bikesure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 19 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Gator Bikesure Limited FCA authorised?

Gator Bikesure Limited (FRN 710920) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Gator Bikesure?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gator Bikesure Limited (FRN 710920) is an AR of TWOTHREEBIRD UK LIMITED (FRN 313965). When you use Gator Bikesure's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gator Bikesure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Gator Bikesure’s phone number and website?

The FCA register lists the phone number 020 3900 0245 and the website gatorbikesure.co.uk for Gator Bikesure. If you were given different contact details, use these to check with the firm before going any further.

Is Gator Bikesure a scam or clone?

Gator Bikesure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Gator Bikesure?

Protection works through Twothreebird UK Limited, the principal firm responsible for Gator Bikesure's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Gator Bikesure?

Gator Bikesure is owned by Twothreebird Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 4 December 2019.

Who runs Gator Bikesure?

Companies House lists 2 directors of Gator Bikesure: Noel Van Rensburg and Gary Raymond Smith.

How long has Gator Bikesure been in business?

The company was formed on 16 March 2015.

What do Gator Bikesure’s latest accounts show?

Its latest accounts, to 31 December 2025, show total equity of −£4.60m (down £279k from −£4.32m) and cash at bank of £447k (−67% from £1.37m).

Does Gator Bikesure use any other names?

It trades as Sundays.