Gavin James Bonnie

Reference number: 594679

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Appointed representative

Gavin James Bonnie does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gavin James Bonnie (FRN 594679) is an AR of The Right Mortgage Limited (FRN 649443). When you use Gavin James Bonnie's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gavin James Bonnie, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    +44 0 0000

  • Address

    Unit 7B, Church Lane Estate, Church Lane, Plummers Plain, Horsham, West Sussex, RH13 6LU, United Kingdom

In the full report: 2 background checks

  • What kind of line +44 0 0000 is
  • Who else gives the postcode RH13 6LU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • James Gavin Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Gavin James Bonnie’s history from the FCA register and Companies House, newest first.

2013

21 January 2013

  • Became an appointed representative
  • Began trading as "James Gavin Finance"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Gavin James Bonnie

Other FCA-listed firms that share a director, phone number or address with Gavin James Bonnie. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Gavin James Bonnie

Other firms of the same type (mortgage adviser or broker), nearest first.

In Horsham

About Mortgages LtdHorshamAppointed representativeAcre Mortgages LimitedHorshamAppointed representativeCharlotte Elizabeth AscoliHorshamAppointed representativeJenny TunnicliffeHorshamAppointed representativeL&D Mortgages LimitedHorshamAppointed representativeLisa Jane Rebecca RayHorshamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gavin James Bonnie

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Gavin James Bonnie FCA authorised?
Gavin James Bonnie (FRN 594679) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gavin James Bonnie?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gavin James Bonnie (FRN 594679) is an AR of The Right Mortgage Limited (FRN 649443). When you use Gavin James Bonnie's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gavin James Bonnie, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gavin James Bonnie’s phone number?
The FCA register lists the phone number +44 0 0000 for Gavin James Bonnie. If you were given different contact details, use these to check with the firm before going any further.
Is Gavin James Bonnie a scam or clone?
Gavin James Bonnie is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gavin James Bonnie?
Protection works through The Right Mortgage Limited, the principal firm responsible for Gavin James Bonnie's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Gavin James Bonnie use any other names?
It trades as James Gavin Finance.

Sources and links

The full report on Gavin James Bonnie

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