Lisa Jane Rebecca Ray

Reference number: 809825

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Appointed representative

Lisa Jane Rebecca Ray does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Holbrook Property Finance Limited Reference number: 790387 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lisa Jane Rebecca Ray (FRN 809825) is an AR of Holbrook Property Finance Limited (FRN 790387). When you use Lisa Jane Rebecca Ray's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lisa Jane Rebecca Ray, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07773 329557

  • Address

    1 Churchyard Cottages, Clapgate Lane, Slinfold, Horsham, RH13 0QU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07773 329557 is
  • Who else gives the postcode RH13 0QU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • L J Ray Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holbrook Property Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Lisa Jane Rebecca Ray’s history from the FCA register and Companies House, newest first.

2018

23 May 2018

  • Became an appointed representative
  • Began trading as "L J Ray Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Lisa Jane Rebecca Ray

Other firms of the same type (mortgage adviser or broker), nearest first.

In Horsham

About Mortgages LtdHorshamAppointed representativeAcre Mortgages LimitedHorshamAppointed representativeCharlotte Elizabeth AscoliHorshamAppointed representativeGavin James BonnieHorshamAppointed representativeJenny TunnicliffeHorshamAppointed representativeL&D Mortgages LimitedHorshamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lisa Jane Rebecca Ray

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Lisa Jane Rebecca Ray FCA authorised?
Lisa Jane Rebecca Ray (FRN 809825) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lisa Jane Rebecca Ray?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lisa Jane Rebecca Ray (FRN 809825) is an AR of Holbrook Property Finance Limited (FRN 790387). When you use Lisa Jane Rebecca Ray's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lisa Jane Rebecca Ray, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lisa Jane Rebecca Ray’s phone number?
The FCA register lists the phone number 07773 329557 for Lisa Jane Rebecca Ray. If you were given different contact details, use these to check with the firm before going any further.
Is Lisa Jane Rebecca Ray a scam or clone?
Lisa Jane Rebecca Ray is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lisa Jane Rebecca Ray?
Protection works through Holbrook Property Finance Limited, the principal firm responsible for Lisa Jane Rebecca Ray's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Lisa Jane Rebecca Ray use any other names?
It trades as L J Ray Mortgages.

Sources and links

The full report on Lisa Jane Rebecca Ray

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