Gel Health And Protection Limited

Reference number: 1004482

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vitality Corporate Services Limited Reference number: 461107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gel Health And Protection Limited (FRN 1004482) is an AR of Vitality Corporate Services Limited (FRN 461107). When you use Gel Health And Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gel Health And Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07768 007449

  • Address

    Flat 6, Sandpipers, Rampart Terrace, Shoeburyness, Southend-On-Sea, Southend-On-Sea, SS3 9AD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07768 007449 is
  • Who else gives the postcode SS3 9AD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vitality Corporate Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12740724
Company status
Active
Company type
Private limited company
Incorporated
14 July 2020 (6 years old)
Registered office
6 Sandpipers, Shoeburyness, Essex, SS3 9AD, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Erica Lillian Gilvargas Director Dec 1970 14 Jul 2020 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£100

Same as £100

Employees (average)

1

Up 1 from 0

Owed within a year

£5,488

No earlier figure to compare

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12740724. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gel Health And Protection’s history from the FCA register and Companies House, newest first.

2023

16 November 2023

  • Became an appointed representative

FCA register

2020

14 July 2020

  • Incorporated at Companies House
  • Erica Lillian Gilvargas took control (75–100% of shares)
  • Erica Lillian Gilvargas appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Gel Health And Protection

Other firms of the same type (insurance broker), nearest first.

In Southend-On-Sea

Iris Insurance Services LimitedSouthend-on-SeaAppointed representativeMiura Financial Solutions LtdSouthend-on-SeaAppointed representativeOpus Finance Group LimitedSouthend-on-SeaAppointed representativeSterling Street Capital LimitedSouthend-On-SeaAppointed representativeHair & Son LimitedSouthend-On-SeaAppointed representativePerfect Technique Aesthetics and Training LimitedSouthend-On-SeaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gel Health And Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Gel Health And Protection Limited FCA authorised?
Gel Health And Protection Limited (FRN 1004482) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gel Health And Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gel Health And Protection Limited (FRN 1004482) is an AR of Vitality Corporate Services Limited (FRN 461107). When you use Gel Health And Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gel Health And Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gel Health And Protection’s phone number?
The FCA register lists the phone number 07768 007449 for Gel Health And Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Gel Health And Protection a scam or clone?
Gel Health And Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gel Health And Protection?
Protection works through Vitality Corporate Services Limited, the principal firm responsible for Gel Health And Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gel Health And Protection?
Companies House lists one person with significant control of Gel Health And Protection: Mrs Erica Lillian Gilvargas (75–100% of shares).
Who runs Gel Health And Protection?
Companies House lists one director of Gel Health And Protection: Erica Lillian Gilvargas.
How long has Gel Health And Protection been in business?
The company was formed on 14 July 2020.
What do Gel Health And Protection’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £100 (same as £100).

Sources and links

The full report on Gel Health And Protection Limited

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