Hair & Son Limited
Reference number: 1056473
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Hair & Son Limited (FRN 1056473) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Hair & Son's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Hair & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
186 - 200 London Road, Southend-On-Sea, Essex, SS1 1PJ, United Kingdom
In the full report: 3 background checks
- When hairandson.co.uk first appeared online, and whether it can receive email
- What kind of line 01702 226169 is
- Who else gives the postcode SS1 1PJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16707844 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 September 2025 (1 year old)
- Registered office
- 186 - 200 London Road, Southend On Sea, Essex, SS1 1PJ, United Kingdom
- Nature of business
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- Other letting and operating of own or leased real estate (SIC 68209)
- Real estate agencies (SIC 68310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Laurence Cox | Director | Apr 1968 | 10 Sep 2025 | 2 other companies |
| Nicholas Roger Verdin | Director | Mar 1960 | 10 Sep 2025 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 1
- run together
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
Key dates in its history
Hair & Son’s history from the FCA register and Companies House, newest first.
2026
13 May 2026
- Became an appointed representative
FCA register
1 April 2026
- Bleu Delta Limited became a part-owner (25–50% of shares)
- Elenco Real Estate Limited became a part-owner (25–50% of shares)
- Laurence Cox stopped being a part-owner
- Nicholas Roger Verdin stopped being a part-owner
Companies House
2025
10 September 2025
- Incorporated at Companies House
- Laurence Cox became a part-owner (25–50% of shares)
- Nicholas Roger Verdin became a part-owner (25–50% of shares)
- Laurence Cox appointed as a director
- Nicholas Roger Verdin appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Hair & Son
Other FCA-listed firms that share a director, phone number or address with Hair & Son. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- no longer authorised
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Hair & Son
Other firms of the same type (insurance broker), nearest first.
In Southend-On-Sea
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Hair & Son
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- All 10 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Hair & Son Limited FCA authorised?
What does appointed representative mean for Hair & Son?
What is Hair & Son’s phone number and website?
Is Hair & Son a scam or clone?
Is my money safe with Hair & Son?
Who owns Hair & Son?
Who runs Hair & Son?
How long has Hair & Son been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk