Geraldine Collins

Reference number: 442750

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Appointed representative

Geraldine Collins does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Geraldine Collins (FRN 442750) is an AR of Sesame Limited (FRN 150427). When you use Geraldine Collins's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Geraldine Collins, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0191 523 6181

  • Address

    11 Westray Close, Ryhope, Sunderland, Tyne and Wear, SR2 0TD, United Kingdom

In the full report: 2 background checks

  • What kind of line 0191 523 6181 is
  • Who else gives the postcode SR2 0TD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Gerry Collins & Associates Trading name: A name it trades under now.
  • Gerry Collins and Associates Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Geraldine Collins’s history from the FCA register and Companies House, newest first.

2022

19 January 2022

  • Changed its registered name from "Gerry Collins and Associates"
  • Began trading as "Gerry Collins & Associates"

FCA register

2006

17 January 2006

  • Changed its registered name from "Gerry Collins & Associates"

FCA register

2005

30 November 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Geraldine Collins

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sunderland

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Geraldine Collins

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Geraldine Collins FCA authorised?
Geraldine Collins (FRN 442750) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Geraldine Collins?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Geraldine Collins (FRN 442750) is an AR of Sesame Limited (FRN 150427). When you use Geraldine Collins's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Geraldine Collins, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Geraldine Collins’ phone number?
The FCA register lists the phone number 0191 523 6181 for Geraldine Collins. If you were given different contact details, use these to check with the firm before going any further.
Is Geraldine Collins a scam or clone?
Geraldine Collins is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Geraldine Collins?
Protection works through Sesame Limited, the principal firm responsible for Geraldine Collins's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Geraldine Collins use any other names?
It trades as Gerry Collins & Associates. It has previously used the name Gerry Collins and Associates.

Sources and links

The full report on Geraldine Collins

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