Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 August 2025
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Riverside Mortgage Advice Limited (FRN 1001843) is an AR of HL Partnership Limited (FRN 303397). When you use Riverside Mortgage Advice's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Riverside Mortgage Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 14, North East BIC, Sunderland, Sunderland, SR5 2TA, United Kingdom
In the full report: 2 background checks
- What kind of line 07982 913305 is
- Who else gives the postcode SR5 2TA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Ashleigh Watson Mortgages Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12160457 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 August 2019 (7 years old)
- Registered office
- C/O Frank Robinson The Axis Building, Kingsway North, Team Valley Trading Estate, Gateshead, NE11 0NQ, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ashleigh Helen Watson | Director | May 1988 | 16 Aug 2019 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£19.5k
+186% from £6,829
Cash at bank
£31.2k
+119% from £14.2k
Employees (average)
1
Same as 1
Owed within a year
£13.9k
+40% from £9,922
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12160457. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Riverside Mortgage Advice’s history from the FCA register and Companies House, newest first.
2024
23 October 2024
- Changed its registered name from "Ashleigh Watson Mortgages Limited"
FCA register
2023
23 August 2023
- Became an appointed representative
FCA register
15 August 2023
- Began trading as "Riverside Mortgage Advice"
FCA register
2019
16 August 2019
- Incorporated at Companies House
- Ashleigh Helen Watson took control (75–100% of shares)
- Ashleigh Helen Watson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Riverside Mortgage Advice
Other firms of the same type (mortgage adviser or broker), nearest first.
In Sunderland
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Riverside Mortgage Advice
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
Is Riverside Mortgage Advice Limited FCA authorised?
What does appointed representative mean for Riverside Mortgage Advice?
What is Riverside Mortgage Advice’s phone number?
Is Riverside Mortgage Advice a scam or clone?
Is my money safe with Riverside Mortgage Advice?
Who owns Riverside Mortgage Advice?
Who runs Riverside Mortgage Advice?
How long has Riverside Mortgage Advice been in business?
What do Riverside Mortgage Advice’s latest accounts show?
Does Riverside Mortgage Advice use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk