Gerard Morgan

Reference number: 407382

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Appointed representative

Gerard Morgan does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gerard Morgan (FRN 407382) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Gerard Morgan's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gerard Morgan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When advocomorganfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8960 5827 is
  • Who else gives the postcode NW10 3BU
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Advoco Morgan Financial Services Trading name
  • Advoco Former name
  • Advoco Financial Services Former name
  • Advoco Morgan Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Gerard Morgan’s history from the FCA register and Companies House, newest first.

Key events (3) All events (10)

2011

26 October 2011

  • Changed its registered name from "Advoco"

FCA register

2009

20 February 2009

  • Changed its registered name from "Advoco Financial Services"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (3 shown here)
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Firms like Gerard Morgan

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gerard Morgan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Gerard Morgan FCA authorised?
Gerard Morgan (FRN 407382) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gerard Morgan?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gerard Morgan (FRN 407382) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Gerard Morgan's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gerard Morgan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gerard Morgan’s phone number and website?
The FCA register lists the phone number 020 8960 5827 and the website advocomorganfs.co.uk for Gerard Morgan. If you were given different contact details, use these to check with the firm before going any further.
Is Gerard Morgan a scam or clone?
Gerard Morgan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gerard Morgan?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Gerard Morgan's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Gerard Morgan use any other names?
It trades as Advoco Morgan Financial Services. It has previously used 3 other names: Advoco, Advoco Financial Services and Advoco Morgan.

Sources and links

The full report on Gerard Morgan

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