Ghg Solutions Ltd

Reference number: 913965

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ghgsolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 8062 2622 is
  • Who else gives the postcode SO14 3LP
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • GHG Claim and Risk Solutions Trading name
  • GHG Risk Services Trading name
  • GHG Solutions Limited Former name
  • Graham High Group Limited Former name

FCA permissions and consumer protection

  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Assisting in the administration and performance of a contract of insurance

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03007129
Company status
Active
Company type
Private limited company
Incorporated
9 January 1995 (31 years old)
Registered office
Threefield House, Threefield Lane, Southampton, SO14 3LP, England
Nature of business
  • Risk and damage evaluation (SIC 66210)

Directors and company secretaries

Name Role Born Appointed Other companies
Austin James Snelgrove Director Dec 1972 1 Sep 2019 None
Allen Edward Curtis Director Jan 1982 7 Jul 2020 6 other companies
Matthew Turner Director May 1979 27 Jan 2021 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
4
run together
3

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

−£643k

Up £822k from −£1.47m

Net assets

£2.09m

−25% from £2.78m

Cash at bank

£1.68m

+68% from £998k

Owed within a year

£5.78m

+8.7% from £5.32m

Profit before tax

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03007129. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ghg Solutions’s history from the FCA register and Companies House, newest first.

Key events (10) All events (20)

2021

3 November 2021

  • Changed its registered name from "GHG Solutions Limited"

FCA register

8 February 2021

  • Changed its registered name from "Graham High Group Limited"

FCA register

2020

7 July 2020

  • Graham John High stopped being the majority owner
  • Jean Mary High stopped being a part-owner
  • Rockhammer Holdco Limited took control (75–100% of shares)

Companies House

2019

2 December 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Graham John High became the majority owner (50–75% of shares)
  • Jean Mary High became a part-owner (25–50% of shares)

Companies House

1995

9 January 1995

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (10 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Ghg Solutions

Other FCA-listed firms that share a director, phone number or address with Ghg Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Ghg Solutions

Other firms of the same type (insurance broker), nearest first.

In Southampton

Health and Protection Solutions LimitedSouthamptonAuthorisedBenifex Financial Solutions LtdSouthamptonAuthorisedAnthony Jones (U.K.) LimitedSouthamptonAuthorisedBernard Maitland LtdSouthamptonAuthorisedBluedrop Services (NW) LimitedSouthamptonAuthorisedDoe & Co. LimitedSouthamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ghg Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ghg Solutions Ltd FCA authorised?
Yes, Ghg Solutions Ltd (FRN 913965) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2019 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Ghg Solutions’ phone number and website?
The FCA register lists the phone number 023 8062 2622 and the website ghgsolutions.co.uk for Ghg Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Ghg Solutions a scam or clone?
Ghg Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ghg Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ghg Solutions to the Financial Ombudsman Service, free of charge.
Who owns Ghg Solutions?
Ghg Solutions is owned by Rockhammer Holdco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 7 July 2020. Before that, it was controlled by Mr Graham John High and Jean Mary High.
Who runs Ghg Solutions?
Companies House lists 3 directors of Ghg Solutions: Austin James Snelgrove, Allen Edward Curtis and Matthew Turner.
How long has Ghg Solutions been in business?
The company was formed on 9 January 1995, and has held its current FCA authorisation since December 2019.
What do Ghg Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of −£643k (up £822k from −£1.47m) and net assets of £2.09m (−25% from £2.78m).
Does Ghg Solutions use any other names?
It trades as GHG Claim and Risk Solutions and GHG Risk Services. It has previously used 2 other names: GHG Solutions Limited and Graham High Group Limited.

Sources and links

The full report on Ghg Solutions Ltd

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