Health and Protection Solutions Limited

Reference number: 308189

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When everywhen.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 8063 2880 is
  • Who else gives the postcode SO15 2BB
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • Benefiz Trading name
  • Everywhen Trading name
  • Everywhen Employee Benefits Trading name
  • Towergate Employee Benefits Trading name
  • Independent Sales Force Solutions Limited Former name
  • Christie Insurance Former trading name
  • SecureHealth Former trading name
  • The Health Insurance Group Former trading name
  • Towergate Health and Protection Former trading name
  • Towergate Health & Protection Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04907859
Company status
Active
Company type
Private limited company
Incorporated
23 September 2003 (23 years old)
Registered office
West Park House, 23 Cumberland Place, Southampton, SO15 2BB, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Iain Richard Picton Laws Director Oct 1968 17 Dec 2019 10 other companies
Andrew Haydn Mintern Director Sep 1958 28 Apr 2026 41 other companies
ARDONAGH CORPORATE SECRETARY LIMITED Corporate secretary Not published 22 Feb 2022 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
50
closed down
19
are FCA-registered
9

In the full report: all 50 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register, including one no longer authorised
  • The 1 company these 2 directors run together
  • All 27 people who have ever been directors, with their dates
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Key dates in its history

Health and Protection Solutions’s history from the FCA register and Companies House, newest first.

Key events (11) All events (79)

2019

30 May 2019

  • Ardonagh Advisory Broking Holdings Limited took control (75–100% of shares)
  • Ardonagh Finco PLC gave up control

Companies House

8 March 2019

  • Ardonagh Finco PLC took control (75–100% of shares)

Companies House

2018

28 September 2018

  • Axa Ppp Healthcare Group Limited gave up control

Companies House

2016

6 April 2016

  • Axa Ppp Healthcare Group Limited took control (75–100% of shares)

Companies House

2014

2 October 2014

  • Changed its registered name from "Independent Sales Force Solutions Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

31 January 2011

  • Board replaced: all 6 directors left and 3 new directors took over

Companies House

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

23 September 2003

  • Incorporated at Companies House

Companies House

In the full report: all 79 events

  • All 79 events in its history (11 shown here)
  • Every director appointment and resignation: 52
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Firms connected to Health and Protection Solutions

Other FCA-listed firms that share a director, phone number or address with Health and Protection Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
10
share a director
9
share its postcode
1

In the full report: all 10 connected firms, named

  • How each is linked: shared directors (9), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Health and Protection Solutions

Other firms of the same type (insurance broker), nearest first.

In Southampton

Benifex Financial Solutions LtdSouthamptonAuthorisedAnthony Jones (U.K.) LimitedSouthamptonAuthorisedBernard Maitland LtdSouthamptonAuthorisedBluedrop Services (NW) LimitedSouthamptonAuthorisedDoe & Co. LimitedSouthamptonAuthorisedFour Leaf Cover LimitedSouthamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Health and Protection Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 50 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 79 events in its history
  • 10 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Health and Protection Solutions Limited FCA authorised?
Yes, Health and Protection Solutions Limited (FRN 308189) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Health and Protection Solutions’ phone number and website?
The FCA register lists the phone number 023 8063 2880 and the website everywhen.co.uk for Health and Protection Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Health and Protection Solutions a scam or clone?
Health and Protection Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Health and Protection Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Health and Protection Solutions to the Financial Ombudsman Service, free of charge.
Who owns Health and Protection Solutions?
Health and Protection Solutions is owned by Ardonagh Advisory Broking Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 May 2019. Before that, it was controlled by Ardonagh Finco PLC and Axa Ppp Healthcare Group Limited.
Who runs Health and Protection Solutions?
Companies House lists 2 directors of Health and Protection Solutions: Iain Richard Picton Laws and Andrew Haydn Mintern.
How long has Health and Protection Solutions been in business?
The company was formed on 23 September 2003, and has held its current FCA authorisation since January 2005.
Does Health and Protection Solutions use any other names?
It trades as Benefiz, Everywhen, Everywhen Employee Benefits and Towergate Employee Benefits. It has previously used 6 other names, including Independent Sales Force Solutions Limited, Christie Insurance and SecureHealth.

Sources and links

The full report on Health and Protection Solutions Limited

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