Lorega Solutions Limited

Reference number: 523902

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LOREGA SOLUTIONS LIMITED (FRN 523902) is an AR of Geo Underwriting Services Limited (FRN 308400). When you use LOREGA SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LOREGA SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When geounderwriting.com first appeared online, and whether it can receive email
  • What kind of line 020 7767 3070 is
  • Who else gives the postcode EC3A 1AT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lorega Solutions Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Geo Underwriting Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 April 2010 (16 years old)
Registered office
2 Minster Court, Mincing Lane, London, EC3R 7PD, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Haydn Mintern Director Sep 1958 1 Jul 2022 41 other companies
Iain Lennox Johnston Director Mar 1972 11 May 2026 None
ARDONAGH CORPORATE SECRETARY LIMITED Corporate secretary Not published 1 Jul 2022 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
41
closed down
19
are FCA-registered
8

In the full report: all 41 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 8 on the FCA register, including one no longer authorised
  • All 9 people who have ever been directors, with their dates
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Key dates in its history

Lorega Solutions’s history from the FCA register and Companies House, newest first.

2025

3 October 2025

  • Changed its registered name from "Lorega Solutions Ltd"

FCA register

2016

6 April 2016

  • Lorega Limited took control (75–100% of shares)

Companies House

2010

14 May 2010

  • Became an appointed representative

FCA register

29 April 2010

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (4 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Lorega Solutions

Other FCA-listed firms that share a director, phone number or address with Lorega Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
10
share a director
8
share its postcode
2

In the full report: all 10 connected firms, named

  • How each is linked: shared directors (8), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Lorega Solutions

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lorega Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 41 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 20 events in its history
  • 10 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lorega Solutions Limited FCA authorised?
Lorega Solutions Limited (FRN 523902) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lorega Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lorega Solutions Limited (FRN 523902) is an AR of Geo Underwriting Services Limited (FRN 308400). When you use Lorega Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lorega Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lorega Solutions’ phone number and website?
The FCA register lists the phone number 020 7767 3070 and the website geounderwriting.com for Lorega Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Lorega Solutions a scam or clone?
Lorega Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lorega Solutions?
Protection works through Geo Underwriting Services Limited, the principal firm responsible for Lorega Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lorega Solutions?
Lorega Solutions is owned by Lorega Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Lorega Solutions?
Companies House lists 2 directors of Lorega Solutions: Andrew Haydn Mintern and Iain Lennox Johnston.
How long has Lorega Solutions been in business?
The company was formed on 29 April 2010.
Does Lorega Solutions use any other names?
It has previously used the name Lorega Solutions Ltd.

Sources and links

The full report on Lorega Solutions Limited

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