GIB Finance Ltd

Reference number: 1045771

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GIB Finance Ltd (FRN 1045771) is an AR of ALFRED VAUGHAN & CO LIMITED (FRN 966356). When you use GIB Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GIB Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vaughans.co first appeared online, and whether it can receive email
  • What kind of line 0330 122 2247 is, and the 7 other firms that give it
  • Who else gives the postcode PR9 8SJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Vaughans Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Alfred Vaughan & Co Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 June 2025 (1 year old)
Registered office
75 Church Street, Bentley, Doncaster, DN5 0BE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Naomi Victoria Grahamslaw-Brew Director Aug 1977 6 Jun 2025 None
Liam John Given Director May 1991 12 Nov 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

GIB Finance’s history from the FCA register and Companies House, newest first.

2025

9 December 2025

  • Became an appointed representative

FCA register

12 November 2025

  • Liam John Given became a part-owner (25–50% of shares)

Companies House

6 June 2025

  • Incorporated at Companies House
  • Naomi Victoria Grahamslaw-Brew took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to GIB Finance

Other FCA-listed firms that share a director, phone number or address with GIB Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share its phone number
7

In the full report: all 7 connected firms, named

  • How each is linked: the same phone number (7)
  • Who links each one: the named directors, with dates
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Firms like GIB Finance

Other firms of the same type (credit broker), nearest first.

In Southport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on GIB Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is GIB Finance Ltd FCA authorised?
GIB Finance Ltd (FRN 1045771) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for GIB Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. GIB Finance Ltd (FRN 1045771) is an AR of ALFRED VAUGHAN & CO LIMITED (FRN 966356). When you use GIB Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from GIB Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is GIB Finance’s phone number and website?
The FCA register lists the phone number 0330 122 2247 and the website vaughans.co for GIB Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 7 other FCA firms.
Is GIB Finance a scam or clone?
GIB Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with GIB Finance?
Protection works through Alfred Vaughan & Co Limited, the principal firm responsible for GIB Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns GIB Finance?
Companies House lists 2 people with significant control of GIB Finance: Mrs Naomi Victoria Grahamslaw-Brew (75–100% of shares) and Mr Liam John Given (25–50% of shares).
Who runs GIB Finance?
Companies House lists 2 directors of GIB Finance: Naomi Victoria Grahamslaw-Brew and Liam John Given.
How long has GIB Finance been in business?
The company was formed on 6 June 2025.
Does GIB Finance use any other names?
It trades as Vaughans.

Sources and links

The full report on GIB Finance Ltd

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