Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 1981
- Accounts filed up to 31 December 2025
Responsible principal firm
Financial Compliance Limited Reference number: 772721 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Chromoltye Limited (FRN 1058834) is an AR of Financial Compliance Limited (FRN 772721). When you use Chromoltye's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Chromoltye, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Argyle House Centre, 8 Leicester Street, Southport, Sefton, PR9 0HA, United Kingdom
In the full report: 2 background checks
- What kind of line 01704 501717 is
- Who else gives the postcode PR9 0HA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Chromolyte Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Financial Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- CHROMOLYTE LIMITED
- Company number
- 01600031 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 November 1981 (44 years old)
- Registered office
- Argyle House, Leicester Street, Southport, PR9 0HA, England
- Nature of business
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- Other credit granting not elsewhere classified (SIC 64929)
- Other letting and operating of own or leased real estate (SIC 68209)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Albert Marcel Zachariah | Director | Dec 1944 | 25 Nov 1981 | 30 other companies |
| Hannah Marie Zachariah | Director | Jun 1993 | 4 Nov 2022 | 9 other companies |
| Joshua Jacob Isaac Zachariah | Director | Jun 1995 | 12 Feb 2025 | 5 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 35
- closed down
- 10
- run together
- 7
In the full report: all 35 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 7 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£11.3m
+43% from £7.89m
Cash at bank
£75.8k
−58% from £182k
Employees (average)
8
+300% from 2
Owed within a year
£462k
−67% from £1.40m
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 01600031. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Chromoltye’s history from the FCA register and Companies House, newest first.
2026
19 August 2026
- Became an appointed representative
FCA register
2025
21 October 2025
- David Alastair Thomas Wood no longer has significant control
- Guy Edward Geraint Wigmore no longer has significant control
- Hannah Marie Zachariah became a part-owner (25–50% of shares)
- Joshua Jacob Isaac Zachariah became a part-owner (25–50% of shares)
Companies House
2024
22 March 2024
- Alan Fox no longer has significant control
- David Alastair Thomas Wood gained significant control
- Guy Edward Geraint Wigmore gained significant control
- Isaac Maurice Sananes no longer has significant control
Companies House
2021
17 November 2021
- David Alastair Thomas Wood no longer has significant control
Companies House
2020
18 May 2020
- Alan Fox gained significant control
- Isaac Maurice Sananes gained significant control
Companies House
2016
6 April 2016
- Albert Marcel Zachariah gained significant control
- David Alastair Thomas Wood gained significant control
Companies House
1981
25 November 1981
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (15 shown here)
- Every director appointment and resignation: 7
Firms like Chromoltye
Other firms of the same type (credit broker), nearest first.
In Southport
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Chromoltye
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 35 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 23 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk