Gilbert Stephens Financial Services Limited

Reference number: 579899

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gilbertstephensfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01392 346464 is
  • Who else gives the postcode EX1 1NX
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04812616
Company status
Active
Company type
Private limited company
Incorporated
26 June 2003 (23 years old)
Registered office
17 Southernhay East, Exeter, Devon, EX1 1QE
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Alistair Heron Director May 1956 21 Dec 2015 13 other companies
Jonathan Ian Cave Director Nov 1987 1 Jul 2022 1 other company
Catherine Leah Rosewell Director Aug 1978 1 Jul 2022 1 other company
Wyatt Loake Director Nov 1970 19 Jun 2024 1 other company
Victoria Thompson Director Apr 1963 19 Jun 2024 1 other company
Richard Alistair Heron Secretary Not published 1 Jul 2011 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
5
run together
1

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 5 directors run together
  • All 14 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£411k

−5.5% from £435k

Cash at bank

£98.0k

+13% from £86.6k

Employees (average)

5

−17% from 6

Owed within a year

£42.5k

+341% from £9,634

Net assets

In the full report: all 4 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04812616. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gilbert Stephens Financial Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (32)

2017

1 March 2017

  • Gilbert Stephens LLP took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

31 August 2012

  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

25 June 2012

  • Regulated by the Financial Services Authority from this date

FCA register

2003

26 June 2003

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (6 shown here)
  • Every director appointment and resignation: 23
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Firms like Gilbert Stephens Financial Services

Other firms of the same type (financial adviser), nearest first.

In Exeter

Acuma LimitedExeterAuthorisedAdvanta Wealth (South West) LtdExeterAuthorisedAquila Financial Management LimitedExeterAuthorisedAttentus Financial Planning LtdExeterAuthorisedBeckworth Financial Services LimitedExeterAuthorisedCity Financial Planning (Exeter) LimitedExeterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gilbert Stephens Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 32 events in its history

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Frequently asked questions about this firm

Is Gilbert Stephens Financial Services Limited FCA authorised?
Yes, Gilbert Stephens Financial Services Limited (FRN 579899) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2012 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Gilbert Stephens Financial Services’ phone number and website?
The FCA register lists the phone number 01392 346464 and the website gilbertstephensfs.co.uk for Gilbert Stephens Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Gilbert Stephens Financial Services a scam or clone?
Gilbert Stephens Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gilbert Stephens Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gilbert Stephens Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Gilbert Stephens Financial Services?
Gilbert Stephens Financial Services is owned by Gilbert Stephens LLP, which holds 75–100% of shares, since 1 March 2017.
Who runs Gilbert Stephens Financial Services?
Companies House lists 5 directors of Gilbert Stephens Financial Services: Richard Alistair Heron, Jonathan Ian Cave, Catherine Leah Rosewell, Wyatt Loake and Victoria Thompson.
How long has Gilbert Stephens Financial Services been in business?
The company was formed on 26 June 2003, and has held its current FCA authorisation since August 2012.
What do Gilbert Stephens Financial Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £411k (−5.5% from £435k) and cash at bank of £98.0k (+13% from £86.6k).

Sources and links

The full report on Gilbert Stephens Financial Services Limited

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