Giles Tours

Reference number: 498906

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Introducer appointed representative

Giles Tours can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Giles Tours (FRN 498906) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Giles Tours.
  • Example: if Giles Tours refers you to a financial adviser, the advice should come from the principal firm, not from Giles Tours itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 9181 1099

  • Address

    200 Moss Road, Millisle, Newtownards, Northern Ireland, BT22 2DU, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 9181 1099 is
  • Who else gives the postcode BT22 2DU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Giles Tours

Other firms of the same type (insurance broker), nearest first.

In Newtownards

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

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  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Giles Tours FCA authorised?
Giles Tours (FRN 498906) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Giles Tours?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Giles Tours (FRN 498906) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Giles Tours. Example: if Giles Tours refers you to a financial adviser, the advice should come from the principal firm, not from Giles Tours itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Giles Tours’ phone number?
The FCA register lists the phone number 028 9181 1099 for Giles Tours. If you were given different contact details, use these to check with the firm before going any further.
Is Giles Tours a scam or clone?
Giles Tours is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Giles Tours?
Protection works through Holiday Extras Cover Limited, the principal firm responsible for Giles Tours's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Giles Tours

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