Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
5, New Street Square, London, EC4A 3TW, United Kingdom
In the full report: 1 background check
- Who else gives the postcode EC4A 3TW
Other names (4)
If you were contacted under any of these names, it is this firm.
- Google Checkout Former trading name: A name it used to trade under.
- Google Pay Former trading name: A name it used to trade under.
- Google Pay balance Former trading name: A name it used to trade under.
- Google Wallet Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
- i) Payment initiation services
- j) Account information services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05903713 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 August 2006 (20 years old)
- Registered office
- 280 Bishopsgate, London, EC2M 4AG, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen John Ratcliffe | Director | Aug 1984 | 8 Oct 2019 | None |
| Pedro Maria Aizpun Morales | Director | Jan 1983 | 10 Jun 2024 | None |
| Sarah-Jayne Williams | Director | Nov 1973 | 13 Sep 2024 | 3 other companies |
| Michael Davis | Director | Oct 1985 | 16 Sep 2024 | None |
| Valentine Anthony Bohan | Director | Mar 1979 | 13 Feb 2025 | None |
| ABOGADO NOMINEES LIMITED | Corporate secretary | Not published | 1 Jun 2026 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- still active
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 48 people who have ever been directors, with their dates
Key dates in its history
Google Payment’s history from the FCA register and Companies House, newest first.
2018
26 April 2018
- Became an authorised e-money institution
FCA register
2016
6 April 2016
- Alphabet, Inc. took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2011
19 May 2011
- Regulated by the Financial Services Authority from this date
FCA register
2006
11 August 2006
- Incorporated at Companies House
Companies House
In the full report: all 101 events
- All 101 events in its history (5 shown here)
- Every director appointment and resignation: 87
Firms like Google Payment
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Google Payment
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 1 background check on its contact details
- All 101 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Google Payment Limited FCA authorised?
Is Google Payment a scam or clone?
Is my money safe with Google Payment?
Who owns Google Payment?
Who runs Google Payment?
How long has Google Payment been in business?
Does Google Payment use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk