Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 December 2025
Responsible principal firm
CERTUA LIFE LIMITED Reference number: 1043718 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- GoSweat Ltd (FRN 1027372) introduces customers to CERTUA LIFE LIMITED (FRN 1043718). Any regulated advice or arranging is done by the principal, not GoSweat.
- Example: if GoSweat refers you to a financial adviser, the advice should come from the principal firm, not from GoSweat itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Heath Lane, Willaston, Neston, Cheshire West And Chester, CH64 1TR, United Kingdom
In the full report: 3 background checks
- When hekahappy.com first appeared online, and whether it can receive email
- What kind of line 07515 525734 is
- Who else gives the postcode CH64 1TR
Other names (2)
If you were contacted under any of these names, it is this firm.
- Heka Trading name: A name it trades under now.
- GoSweat Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Certua Life Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10399802 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 September 2016 (10 years old)
- Registered office
- Heath Poole Heath Lane, Willaston, Neston, CH64 1TR, United Kingdom
- Nature of business
-
- Other information service activities not elsewhere classified (SIC 63990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alexander Michael Fraser Hind | Director | Sep 1992 | 28 Sep 2016 | None |
| Stephanie Lilian Newport-Booth | Director | Jul 1992 | 28 Sep 2016 | None |
| Michael Alexander Gardiner Whitfield | Director | Sep 1958 | 3 Oct 2018 | 29 other companies |
| Camilla Kocal | Director | Jul 1989 | 5 May 2022 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 29
- closed down
- 10
- went insolvent
- 2
In the full report: all 29 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- The 2 that went into liquidation or administration
- The 2 on the FCA register
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£149k
−68% from £465k
Cash at bank
£307k
−42% from £531k
Employees (average)
19
+12% from 17
Owed within a year
£231k
+32% from £175k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10399802. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
GoSweat’s history from the FCA register and Companies House, newest first.
2025
22 December 2025
- Changed its registered name from "GoSweat Limited"
FCA register
18 February 2025
- Changed its registered name from "GoSweat Ltd"
- Became an introducer appointed representative
FCA register
2016
28 September 2016
- Incorporated at Companies House
- Alexander Michael Fraser Hind gained significant control
Companies House
In the full report: all 14 events
- All 14 events in its history (5 shown here)
- Every director appointment and resignation: 8
Firms connected to GoSweat
Other FCA-listed firms that share a director, phone number or address with GoSweat. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
Firms like GoSweat
Other firms of the same type (insurance broker), nearest first.
In Neston
In the Chester (CH) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on GoSweat
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 29 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 14 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk