Granite Financial Planning Ltd

Reference number: 734432

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When granitefp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01330 826544 is
  • Who else gives the postcode AB31 5ZU
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Granite Financial Planning Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC522812
Company status
Active
Company type
Private limited company
Incorporated
18 December 2015 (10 years old)
Registered office
Banchory Business Centre, Burn O'Bennie Road, Banchory, AB31 5ZU, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Gibson Director Apr 1972 18 Dec 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

£95.2k

+2.8% from £92.6k

Owed within a year

£30.7k

+8.9% from £28.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC522812. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Granite Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2016

7 July 2016

  • Changed its registered name from "Granite Financial Planning Limited"

FCA register

1 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Nicola Helen Louse Gibson became a part-owner (25–50% of shares)
  • Paul Gibson became a part-owner (25–50% of shares)

Companies House

2015

18 December 2015

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like Granite Financial Planning

Other firms of the same type (financial adviser), nearest first.

In the Aberdeen (AB) postcode area

AAB Wealth LimitedAberdeenAuthorisedAberdein Considine Wealth LimitedAberdeenAuthorisedAim Financial Services LimitedKeithAuthorisedAtholl Scott Financial Services LimitedAberdeenAuthorisedBrimmond Financial Management LtdWesthillAuthorisedBureau of Independent Financial Advice LtdAberdeenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Granite Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Granite Financial Planning Ltd FCA authorised?
Yes, Granite Financial Planning Ltd (FRN 734432) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Granite Financial Planning’s phone number and website?
The FCA register lists the phone number 01330 826544 and the website granitefp.co.uk for Granite Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Granite Financial Planning a scam or clone?
Granite Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Granite Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Granite Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Granite Financial Planning?
Companies House lists 2 people with significant control of Granite Financial Planning: Mr Paul Gibson (25–50% of shares) and Mrs Nicola Helen Louse Gibson (25–50% of shares).
Who runs Granite Financial Planning?
Companies House lists one director of Granite Financial Planning: Paul Gibson.
How long has Granite Financial Planning been in business?
The company was formed on 18 December 2015, and has held its current FCA authorisation since July 2016.
What do Granite Financial Planning’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £95.2k (+2.8% from £92.6k).
Does Granite Financial Planning use any other names?
It has previously used the name Granite Financial Planning Limited.

Sources and links

The full report on Granite Financial Planning Ltd

£19.99 · Instant PDF download

Loading secure checkout…