Granite Financial Services (UK) Limited

Reference number: 577169

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mindingyourcash.co.uk first appeared online, and whether it can receive email
  • What kind of line 07703 124962 is
  • Who else gives the postcode 50800
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07823776
Company status
Active
Company type
Private limited company
Incorporated
26 October 2011 (15 years old)
Registered office
Dunlop House, 23a Spencer Road, New Milton, Hampshire, BH25 6BZ
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Guy John Shepherd Director Sep 1961 26 Oct 2011 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£10.1k

−7.1% from £10.9k

Employees (average)

2

Same as 2

Owed within a year

−£19.9k

Down £8,518 from −£11.4k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07823776. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Granite Financial Services (UK)’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2016

6 April 2016

  • Guy John Shepherd became a part-owner (25–50% of shares)
  • Katherine Shepherd became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

25 May 2012

  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

18 May 2012

  • Regulated by the Financial Services Authority from this date

FCA register

2011

26 October 2011

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 1
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Firms like Granite Financial Services (UK)

Other firms of the same type (financial adviser), nearest first.

Elsewhere in the UK

Ernst & Young LLPLondonAuthorisedHargreaves Lansdown Advisory Services LimitedBristolAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCrowe Financial Planning UK LimitedReadingAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Granite Financial Services (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Granite Financial Services (UK) Limited FCA authorised?
Yes, Granite Financial Services (UK) Limited (FRN 577169) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2012 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Granite Financial Services (UK)’s phone number and website?
The FCA register lists the phone number 07703 124962 and the website mindingyourcash.co.uk for Granite Financial Services (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Granite Financial Services (UK) a scam or clone?
Granite Financial Services (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Granite Financial Services (UK)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Granite Financial Services (UK) to the Financial Ombudsman Service, free of charge.
Who owns Granite Financial Services (UK)?
Companies House lists 2 people with significant control of Granite Financial Services (UK): Mr Guy John Shepherd (25–50% of shares) and Mrs Katherine Shepherd (25–50% of shares).
Who runs Granite Financial Services (UK)?
Companies House lists one director of Granite Financial Services (UK): Guy John Shepherd.
How long has Granite Financial Services (UK) been in business?
The company was formed on 26 October 2011, and has held its current FCA authorisation since May 2012.
What do Granite Financial Services (UK)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £10.1k (−7.1% from £10.9k).

Sources and links

The full report on Granite Financial Services (UK) Limited

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