Gravity Risk Services Limited

Reference number: 602387

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gravityriskservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 270 5809 is
  • Who else gives the postcode DY8 1PH
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Insure and Support Trading name: A name it trades under now.
  • NFP Trading name: A name it trades under now.
  • Raw Material Cover Former trading name: A name it used to trade under.
  • SIS Risk Solutions Former trading name: A name it used to trade under.
  • wolves-insuranceservices.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 October 2011 (15 years old)
Registered office
14 Caroline Point 62 Caroline Street, Birmingham, B3 1UF, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Gemma Louise Saunders Director Feb 1979 3 Apr 2023 22 other companies
Nicola Jayne Carter Director Oct 1987 28 Feb 2024 None
Nicholas Gary Hatch Director Oct 1971 3 Sep 2026 20 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
37
closed down
10
went insolvent
6

In the full report: all 37 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 6 that went into liquidation or administration
  • The 15 on the FCA register
  • The 5 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2022Small company accountsNot audited

Net assets

£269k

+51% from £179k

Cash at bank

£60.2k

Up £60.2k from £0

Employees (average)

18

−14% from 21

Owed within a year

£82.1k

−45% from £149k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2019 to 2022
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07808391. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gravity Risk Services’s history from the FCA register and Companies House, newest first.

2023

3 April 2023

  • Dale Stuart Collett stopped being the majority owner
  • Dawn Louise Collett stopped being a part-owner
  • Nfp UK Holdings Limited took control (75–100% of shares)

Companies House

2021

5 February 2021

  • Dawn Louise Collett became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Dale Stuart Collett became the majority owner (50–75% of shares)

Companies House

2013

1 November 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2011

13 October 2011

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (8 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Gravity Risk Services

Other FCA-listed firms that share a director, phone number or address with Gravity Risk Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Gravity Risk Services

Other firms of the same type (insurance broker), nearest first.

In Stourbridge

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gravity Risk Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 37 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 31 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Gravity Risk Services Limited FCA authorised?
Yes, Gravity Risk Services Limited (FRN 602387) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Gravity Risk Services’ phone number and website?
The FCA register lists the phone number 0121 270 5809 and the website gravityriskservices.co.uk for Gravity Risk Services. If you were given different contact details, use these to check with the firm before going any further.
Is Gravity Risk Services a scam or clone?
Gravity Risk Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gravity Risk Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gravity Risk Services to the Financial Ombudsman Service, free of charge.
Who owns Gravity Risk Services?
Gravity Risk Services is owned by Nfp UK Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 3 April 2023. Before that, it was controlled by Mrs Dawn Louise Collett and Mr Dale Stuart Collett.
Who runs Gravity Risk Services?
Companies House lists 3 directors of Gravity Risk Services: Gemma Louise Saunders, Nicola Jayne Carter and Nicholas Gary Hatch.
How long has Gravity Risk Services been in business?
The company was formed on 13 October 2011, and has held its current FCA authorisation since November 2013.
What do Gravity Risk Services’ latest accounts show?
Its latest accounts, to 31 December 2022, show net assets of £269k (+51% from £179k) and cash at bank of £60.2k (up £60.2k from £0).
Does Gravity Risk Services use any other names?
It trades as Insure and Support and NFP. It has previously used 3 other names: Raw Material Cover, SIS Risk Solutions and wolves-insuranceservices.co.uk.

Sources and links

The full report on Gravity Risk Services Limited

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