Greensward Financial Planning Limited

Reference number: 445918

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Greensward Financial Planning Limited (FRN 445918) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Greensward Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Greensward Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When greenswardfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 323821 is
  • Who else gives the postcode CO13 9AB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Andrew Murray Former name
  • School Fees Solutions Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15499810
Company status
Active
Company type
Private limited company
Incorporated
18 February 2024 (2 years old)
Registered office
Sovereign House, 82 West Street, Rochford, SS4 1AS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ross Colin Mcauley Director Dec 1985 18 Feb 2024 None
Andrew John Murray Director Nov 1965 1 Jul 2024 None
Hannah Louise Mcauley Director Jan 1990 19 Jun 2026 None
Allison Jean Murray Director Apr 1968 19 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£2.95m

+7.6% from £2.74m

Cash at bank

£184k

+112% from £87.0k

Employees (average)

8

Same as 8

Owed within a year

£268k

−39% from £438k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15499810. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Greensward Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2024

1 July 2024

  • Andrew John Murray became the majority owner (50–75% of shares)

Companies House

4 March 2024

  • Changed its registered name from "Andrew Murray"

FCA register

18 February 2024

  • Incorporated at Companies House
  • Ross Colin McAuley became a part-owner (25–50% of shares)

Companies House

2005

14 December 2005

  • Became an appointed representative

FCA register

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Greensward Financial Planning

Other FCA-listed firms that share a director, phone number or address with Greensward Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Greensward Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Frinton-on-Sea

Keith HockridgeFrinton-on-SeaAppointed representativeGranville James (Financial Planning) LimitedFrinton-on-SeaAuthorised

In the Colchester (CO) postcode area

AARC Associates LimitedHalsteadAppointed representativeAdele Waters Wealth Management LimitedColchesterAppointed representativeAlex Lloyd Wealth Management LtdColchesterAppointed representativeAllen & Company Financial Management LtdColchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Greensward Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Greensward Financial Planning Limited FCA authorised?
Greensward Financial Planning Limited (FRN 445918) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Greensward Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Greensward Financial Planning Limited (FRN 445918) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Greensward Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Greensward Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Greensward Financial Planning’s phone number and website?
The FCA register lists the phone number 01206 323821 and the website greenswardfp.co.uk for Greensward Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Greensward Financial Planning a scam or clone?
Greensward Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Greensward Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Greensward Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Greensward Financial Planning?
Companies House lists 2 people with significant control of Greensward Financial Planning: Mr Andrew John Murray (50–75% of shares) and Mr Ross Colin McAuley (25–50% of shares).
Who runs Greensward Financial Planning?
Companies House lists 4 directors of Greensward Financial Planning: Ross Colin McAuley, Andrew John Murray, Hannah Louise McAuley and Allison Jean Murray.
How long has Greensward Financial Planning been in business?
The company was formed on 18 February 2024.
What do Greensward Financial Planning’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £2.95m (+7.6% from £2.74m) and cash at bank of £184k (+112% from £87.0k).
Does Greensward Financial Planning use any other names?
It has previously used 2 other names: Andrew Murray and School Fees Solutions.

Sources and links

The full report on Greensward Financial Planning Limited

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