Grenfell and Chandler Financial Services Limited

Reference number: 978580

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Grenfell and Chandler Financial Services Limited (FRN 978580) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Grenfell and Chandler Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Grenfell and Chandler Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When grenfellandchandler.co.uk first appeared online, and whether it can receive email
  • What kind of line 01905 674038 is
  • Who else gives the postcode WR1 3DB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Grenfell and Squire Financial Services Limited Former name: A name it was registered under before.
  • G&S Financial Services Former trading name: A name it used to trade under.
  • G&S Financial Solutions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 June 2022 (4 years old)
Registered office
Britannia Court, 5 Moor Street, Worcester, Worcestershire, WR1 3DB, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Liam Chandler Director Oct 1982 21 Jun 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Total equity

£5,821

Up £5,691 from £130

Cash at bank

£13.3k

+298% from £3,337

Employees (average)

1

Up 1 from 0

Owed within a year

£7,877

+119% from £3,598

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14186605. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Grenfell and Chandler Financial Services’s history from the FCA register and Companies House, newest first.

2023

1 September 2023

  • Changed its registered name from "Grenfell and Squire Financial Services Limited"

FCA register

2022

6 July 2022

  • Became an appointed representative

FCA register

21 June 2022

  • Incorporated at Companies House
  • Liam Chandler took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Grenfell and Chandler Financial Services

Other FCA-listed firms that share a director, phone number or address with Grenfell and Chandler Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Grenfell and Chandler Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Worcester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Grenfell and Chandler Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Grenfell and Chandler Financial Services Limited FCA authorised?
Grenfell and Chandler Financial Services Limited (FRN 978580) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Grenfell and Chandler Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Grenfell and Chandler Financial Services Limited (FRN 978580) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Grenfell and Chandler Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Grenfell and Chandler Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Grenfell and Chandler Financial Services’ phone number and website?
The FCA register lists the phone number 01905 674038 and the website grenfellandchandler.co.uk for Grenfell and Chandler Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Grenfell and Chandler Financial Services a scam or clone?
Grenfell and Chandler Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Grenfell and Chandler Financial Services?
Protection works through White Rose Finance Group Limited, the principal firm responsible for Grenfell and Chandler Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Grenfell and Chandler Financial Services?
Companies House lists one person with significant control of Grenfell and Chandler Financial Services: Mr Liam Chandler (75–100% of shares).
Who runs Grenfell and Chandler Financial Services?
Companies House lists one director of Grenfell and Chandler Financial Services: Liam Chandler.
How long has Grenfell and Chandler Financial Services been in business?
The company was formed on 21 June 2022.
What do Grenfell and Chandler Financial Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £5,821 (up £5,691 from £130) and cash at bank of £13.3k (+298% from £3,337).
Does Grenfell and Chandler Financial Services use any other names?
It has previously used 3 other names: Grenfell and Squire Financial Services Limited, G&S Financial Services and G&S Financial Solutions.

Sources and links

The full report on Grenfell and Chandler Financial Services Limited

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