Grierson and Graham Ltd

Reference number: 928809

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Itc Compliance Limited Reference number: 313486 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Grierson and Graham Ltd (FRN 928809) is an AR of Itc Compliance Limited (FRN 313486). When you use Grierson and Graham's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Grierson and Graham, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01387 257800

  • Address

    365 Annan Road, Dumfries, DG1 3JR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01387 257800 is
  • Who else gives the postcode DG1 3JR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
GRIERSON & GRAHAM LIMITED
Company number
SC031432
Company status
Active
Company type
Private limited company
Incorporated
4 April 1956 (70 years old)
Registered office
51 Rae Street, Dumfries, DG1 1JD, Scotland
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Enid Margaret Arnott Graham Director Dec 1946 3 May 1991 None
David Edward Graham Director Jul 1976 31 Mar 2014 2 other companies
Joanne Cathryn Harris Director Aug 1973 3 Jun 2014 None
Mark Richard Harris Director Nov 1972 3 Jun 2014 None
Edward Carlyle Grierson Graham Director Mar 1944 Not published None
Hugh Maclean Mair Director Mar 1947 Not published None
Margaret Fraser Mair Director Feb 1946 Not published None
Hugh Maclean Mair Secretary Not published Not published None

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.49m

−8.4% from £1.62m

Cash at bank

£300

−100% from £142k

Employees (average)

25

−3.8% from 26

Owed within a year

£986k

−7.3% from £1.06m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC031432. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Grierson and Graham’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2020

30 June 2020

  • Became an appointed representative

FCA register

2017

1 May 2017

  • Ggh Holdings Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • David Edward Graham gained significant control
  • Mark Richard Harris gained significant control

Companies House

1956

4 April 1956

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms like Grierson and Graham

Other firms of the same type (car dealer), nearest first.

In the Dumfries (DG) postcode area

Focus Motor Store LtdDumfriesAppointed representativeJames Haugh (Dumfries) LimitedDumfriesAppointed representativeAllison Motors LtdNewton StewartAuthorisedArmstrong Auto Trading LtdDumfries & GallowayAuthorisedAutoLinks Stranraer LtdStranraerAuthorisedBalmoral Road Car Sales and Service LtdDumfriesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Grierson and Graham

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Grierson and Graham Ltd FCA authorised?
Grierson and Graham Ltd (FRN 928809) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Grierson and Graham?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Grierson and Graham Ltd (FRN 928809) is an AR of Itc Compliance Limited (FRN 313486). When you use Grierson and Graham's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Grierson and Graham, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Grierson and Graham’s phone number?
The FCA register lists the phone number 01387 257800 for Grierson and Graham. If you were given different contact details, use these to check with the firm before going any further.
Is Grierson and Graham a scam or clone?
Grierson and Graham is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Grierson and Graham?
Protection works through Itc Compliance Limited, the principal firm responsible for Grierson and Graham's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Grierson and Graham?
Grierson and Graham is owned by Ggh Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 May 2017.
Who runs Grierson and Graham?
Companies House lists 7 directors of Grierson and Graham: Enid Margaret Arnott Graham, David Edward Graham, Joanne Cathryn Harris, Mark Richard Harris, Edward Carlyle Grierson Graham, Hugh Maclean Mair and 1 more.
How long has Grierson and Graham been in business?
The company was formed on 4 April 1956.
What do Grierson and Graham’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.49m (−8.4% from £1.62m) and cash at bank of £300 (−100% from £142k).

Sources and links

The full report on Grierson and Graham Ltd

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