GSS Financial Planning Limited

Reference number: 579330

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When browncliftsanger.co.uk first appeared online, and whether it can receive email
  • What kind of line 07946 678228 is
  • Who else gives the postcode RH9 8LY
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Brown Clift Sanger Trading name
  • Giles Sanger Former name
  • GSS Financial Planning Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03509426
Company status
Active
Company type
Private limited company
Incorporated
12 February 1998 (28 years old)
Registered office
Sampuran House, 3a Chislehurst Road, Orpington, BR6 0DF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Laurence Henry Brown Director Dec 1962 1 Sep 2012 None
Ashley Mark Adam Director Mar 1964 20 Mar 2015 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 7 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Total equity

£73.6k

+6% from £69.4k

Employees (average)

5

Same as 5

Owed within a year

£43.8k

−10% from £48.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03509426. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

GSS Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (11) All events (28)

2020

9 November 2020

  • Paul Jason Clift stopped being a part-owner

Companies House

2016

6 April 2016

  • Ashley Mark Adam became a part-owner (25–50% of shares)
  • Lawrence Henry Brown became a part-owner (25–50% of shares)
  • Paul Jason Clift became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

3 December 2012

  • Became authorised by the FCA

FCA register

7 September 2012

  • Changed its registered name from "Giles Sanger"

FCA register

24 May 2012

  • Regulated by the Financial Services Authority from this date

FCA register

11 April 2012

  • Changed its registered name from "GSS Financial Planning"

FCA register

2000

28 March 2000

  • Board replaced: both directors left and a new director took over

Companies House

1998

12 February 1998

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (11 shown here)
  • Every director appointment and resignation: 10
Instant PDF download

Firms like GSS Financial Planning

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Redhill (RH) postcode area

Amberwood Mortgages LtdEast GrinsteadAuthorisedBCP Financial Services LtdCrawleyAuthorisedDan Mills Mortgages LimitedHorshamAuthorisedDaniel CunninghamOxtedAuthorisedDavies & Wood LLPEast GrinsteadAuthorisedHarwell Finance Group LimitedHaywards HeathAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on GSS Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is GSS Financial Planning Limited FCA authorised?
Yes, GSS Financial Planning Limited (FRN 579330) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2012 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is GSS Financial Planning’s phone number and website?
The FCA register lists the phone number 07946 678228 and the website browncliftsanger.co.uk for GSS Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is GSS Financial Planning a scam or clone?
GSS Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with GSS Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about GSS Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns GSS Financial Planning?
Companies House lists 2 people with significant control of GSS Financial Planning: Ashley Mark Adam (25–50% of shares) and Lawrence Henry Brown (25–50% of shares). Before that, it was controlled by Mr Paul Jason Clift.
Who runs GSS Financial Planning?
Companies House lists 2 directors of GSS Financial Planning: Laurence Henry Brown and Ashley Mark Adam.
How long has GSS Financial Planning been in business?
The company was formed on 12 February 1998, and has held its current FCA authorisation since December 2012.
What do GSS Financial Planning’s latest accounts show?
Its latest accounts, to 30 November 2025, show total equity of £73.6k (+6% from £69.4k).
Does GSS Financial Planning use any other names?
It trades as Brown Clift Sanger. It has previously used 2 other names: Giles Sanger and GSS Financial Planning.

Sources and links

The full report on GSS Financial Planning Limited

£19.99 · Instant PDF download

Loading secure checkout…