Harwell Finance Group Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 December 2025
On its latest accounts it owed £2,026 more than it owned
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

harwellfinancegroup.co.uk (opens in a new tab)
Phone number

01444 719039
Address

Harwell Finance Group, Oathall House 68-70, Oathall Road, Haywards Heath, West Sussex, RH16 3EN, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When harwellfinancegroup.co.uk first appeared online, and whether it can receive email
What kind of line 01444 719039 is, and the other firm that gives it
Who else gives the postcode RH16 3EN

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages · Arrange equity release FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on a home reversion plan
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) a home reversion plan
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to a home reversion plan
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11961085 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 April 2019 (7 years old)
Registered office: Kingfisher House Hurstwood Grange, Hurstwood Lane, Haywards Heath, West Sussex, RH17 7QX, England
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jonathan Neil Harris	Director	Mar 1967	19 Dec 2019	5 other companies
Paul Andrew Stockwell	Director	May 1972	19 Dec 2019	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
still active: 7
are FCA-registered: 4

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£2,026

Up £4,409 from −£6,435

Cash at bank

£804

Down £168 from £972

Employees (average)

0

Same as 0

Owed within a year

£30.0k

−7.1% from £32.3k

Net assets are negative: on its last balance sheet the company owed £2,026 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11961085. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harwell Finance Group’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2020

2 March 2020

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

19 December 2019

Jonathan Neil Harris became a part-owner (25–50% of shares)
Melanie Bien gave up control
Paul Andrew Stockwell became a part-owner (25–50% of shares)

Companies House

24 April 2019

Incorporated at Companies House
Melanie Bien took control (75–100% of shares)

Companies House

In the full report: all 13 events

All 13 events in its history (7 shown here)
Every director appointment and resignation: 4

Firms connected to Harwell Finance Group

Other FCA-listed firms that share a director, phone number or address with Harwell Finance Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 2
share its phone number: 1

In the full report: all 3 connected firms, named

How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Harwell Finance Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Haywards Heath

Birchgrove Financial Services LLPHaywards HeathAppointed representative Bonaventure Finance LtdHaywards HeathAppointed representative Forensic Property Finance LimitedHaywards HeathAppointed representative Freeman Mortgages and Protection LimitedHaywards HeathAppointed representative Nicholas Simon HillsHaywards HeathAppointed representative The Connell Partnership LtdHaywards HeathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harwell Finance Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 13 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Harwell Finance Group Limited FCA authorised?

Yes, Harwell Finance Group Limited (FRN 846842) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Harwell Finance Group’s phone number and website?

The FCA register lists the phone number 01444 719039 and the website harwellfinancegroup.co.uk for Harwell Finance Group. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Harwell Finance Group a scam or clone?

Harwell Finance Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Harwell Finance Group?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Harwell Finance Group to the Financial Ombudsman Service, free of charge.

Who owns Harwell Finance Group?

Companies House lists 2 people with significant control of Harwell Finance Group: Mr Paul Andrew Stockwell (25–50% of shares) and Mr Jonathan Neil Harris (25–50% of shares). Before that, it was controlled by Ms Melanie Bien.

Who runs Harwell Finance Group?

Companies House lists 2 directors of Harwell Finance Group: Jonathan Neil Harris and Paul Andrew Stockwell.

How long has Harwell Finance Group been in business?

The company was formed on 24 April 2019, and has held its current FCA authorisation since March 2020.

What do Harwell Finance Group’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of −£2,026 (up £4,409 from −£6,435) and cash at bank of £804 (down £168 from £972).