Gumtree.com Limited
Reference number: 560524
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2000
- Accounts filed up to 31 December 2025
- Its whole board of directors changed in September 2024
- On its latest accounts it owed £1.08m more than it owned
Responsible principal firm
Consumer Credit Compliance Limited Reference number: 631736 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Gumtree.com Limited (FRN 560524) is an AR of Consumer Credit Compliance Limited (FRN 631736). When you use Gumtree.com's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Gumtree.com, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
We Work UK Ltd, 10 York Road, London, Lambeth, SE1 7ND, United Kingdom
In the full report: 3 background checks
- When gumtree.com first appeared online, and whether it can receive email
- What kind of line 020 3608 4217 is
- Who else gives the postcode SE1 7ND
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Consumer Credit Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03934849 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 February 2000 (26 years old)
- Registered office
- 27 Old Gloucester Street, London, WC1N 3AX, United Kingdom
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Navbir Singh Dhillon | Director | Nov 1983 | 8 May 2026 | None |
| ELEMENTAL COMPANY SECRETARY LIMITED | Corporate secretary | Not published | 1 Feb 2022 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- All 24 people who have been directors, with their dates
Filed accounts and finances
Profit before tax
−£7.82m
Down £6.99m from −£830k
Net assets
−£1.08m
−125% from £4.27m
Cash at bank
£2.61m
+73% from £1.50m
Owed within a year
£11.7m
+176% from £4.26m
Net assets are negative: on its last balance sheet the company owed £1.08m more than it owned.
The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £59.6m, for the year to 31 December 2023.
Profit before tax
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03934849. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Gumtree.com’s history from the FCA register and Companies House, newest first.
2024
30 September 2024
- Board replaced: both directors left and 2 new directors took over
- Classifieds Group Limited gave up control
Companies House
2021
30 November 2021
- Classifieds Group Limited took control (75–100% of shares)
Companies House
25 June 2021
- Ebay Inc. gave up control
Companies House
2017
18 December 2017
- Board replaced: both directors left and 2 new directors took over
Companies House
2016
6 April 2016
- Ebay Inc. took control (75–100% of shares)
Companies House
2011
4 August 2011
- Became an appointed representative
FCA register
2005
18 May 2005
- Board replaced: both directors left and 3 new directors took over
Companies House
2000
28 February 2000
- Incorporated at Companies House
Companies House
In the full report: all 54 events
- All 54 events in its history (9 shown here)
- Every director appointment and resignation: 45
Firms like Gumtree.com
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Gumtree.com
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 54 events in its history
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Frequently asked questions about this firm
Is Gumtree.com Limited FCA authorised?
What does appointed representative mean for Gumtree.com?
What is Gumtree.com’s phone number and website?
Is Gumtree.com a scam or clone?
Is my money safe with Gumtree.com?
Who owns Gumtree.com?
Who runs Gumtree.com?
How long has Gumtree.com been in business?
What do Gumtree.com’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk