H-J Wealth Planning Limited
Reference number: 518901
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 16 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 March 2025
- Its whole board of directors changed in February 2026
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- H-J Wealth Planning Limited (FRN 518901) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use H-J Wealth Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from H-J Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Thirlmere, 11 Ashley Court, Barnt Green, Birmingham, Worcestershire, B45 8XB, United Kingdom
In the full report: 3 background checks
- When hjwealthplanning.co.uk first appeared online, and whether it can receive email
- What kind of line 0121 426 5558 is
- Who else gives the postcode B45 8XB
Other names (2)
If you were contacted under any of these names, it is this firm.
- H-J Wealth Planning Ltd Former name: A name it was registered under before.
- Matthew Holden-Jones Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07501365 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 January 2011 (15 years old)
- Registered office
- Thirlmere 11 Ashley Court, Barnt Green, Birmingham, B45 8XB, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kerry Joanne Holden-Jones | Director | Dec 1978 | 12 Feb 2026 | None |
| Matthew Alexander Holden-Jones | Director | Sep 1978 | 12 Feb 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Total equity
£421k
+3.3% from £408k
Cash at bank
£513k
+47% from £350k
Employees (average)
6
+20% from 5
Owed within a year
£122k
−16% from £145k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07501365. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
H-J Wealth Planning’s history from the FCA register and Companies House, newest first.
2026
26 August 2026
- Matthew Alexander Holden-Jones became a part-owner (25–50% of shares)
- Matthew Alexander Holden-Jones stopped being a part-owner
Companies House
12 February 2026
- Board replaced: both directors left and 2 new directors took over
- Kerry Joanne Holden-Jones became a part-owner (25–50% of shares)
Companies House
2025
9 December 2025
- Changed its registered name from "H-J Wealth Planning Ltd"
FCA register
2017
21 January 2017
- Matthew Alexander Holden-Jones became a part-owner (25–50% of shares)
Companies House
2011
23 March 2011
- Changed its registered name from "Matthew Holden-Jones"
FCA register
21 January 2011
- Incorporated at Companies House
Companies House
2010
1 March 2010
- Became an appointed representative
FCA register
In the full report: all 15 events
- All 15 events in its history (9 shown here)
- Every director appointment and resignation: 6
Firms like H-J Wealth Planning
Other firms of the same type (financial adviser), nearest first.
In Birmingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on H-J Wealth Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 15 events in its history
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Frequently asked questions about this firm
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What do H-J Wealth Planning’s latest accounts show?
Does H-J Wealth Planning use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk