H. Kemp & Son Limited

Reference number: 813781

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • H. KEMP & SON LIMITED (FRN 813781) is an AR of Golden Charter Limited (FRN 965279). When you use H. KEMP & SON's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from H. KEMP & SON, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hkempandsonltd.com first appeared online, and whether it can receive email
  • What kind of line 01482 844695 is
  • Who else gives the postcode HU16 4BG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04678725
Company status
Active
Company type
Private limited company
Incorporated
26 February 2003 (23 years old)
Registered office
259 Hallgate, Cottingham, East Yorkshire, HU16 4BG
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
David Stephen Kemp Director Mar 1964 27 Apr 2015 None
Eileen Ann Kemp Director Apr 1940 1 Oct 2017 None
Fiona Catherine Kemp Director Jan 1967 1 Oct 2017 None
Eileen Ann Kemp Secretary Not published 26 Feb 2003 –

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£101k

−46% from £190k

Cash at bank

£131k

−18% from £159k

Employees (average)

15

+7.1% from 14

Owed within a year

£176k

+4.5% from £169k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04678725. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

H. Kemp & Son’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2018

12 July 2018

  • Became an appointed representative

FCA register

2016

6 April 2016

  • David Stephen Kemp gained significant control
  • Eileen Ann Kemp took control (75–100% of shares)

Companies House

2015

5 April 2015

  • Board replaced: its only director left and a new director took over

Companies House

2003

26 February 2003

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms like H. Kemp & Son

Other firms of the same type (funeral director), nearest first.

In the Hull (HU) postcode area

Beverley Funerals LimitedBeverleyAppointed representativeC M Allott & Son LimitedHornseaAppointed representativeC.fewster & Son LimitedHullAppointed representativeE.w. Brown & Son LimitedHullAppointed representativeEvergreen Funeral Services LtdHullAppointed representativeHortons Funeral Directors LtdBeverleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on H. Kemp & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is H. Kemp & Son Limited FCA authorised?
H. Kemp & Son Limited (FRN 813781) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for H. Kemp & Son?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. H. Kemp & Son Limited (FRN 813781) is an AR of Golden Charter Limited (FRN 965279). When you use H. Kemp & Son's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from H. Kemp & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is H. Kemp & Son’s phone number and website?
The FCA register lists the phone number 01482 844695 and the website hkempandsonltd.com for H. Kemp & Son. If you were given different contact details, use these to check with the firm before going any further.
Is H. Kemp & Son a scam or clone?
H. Kemp & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with H. Kemp & Son?
Protection works through Golden Charter Limited, the principal firm responsible for H. Kemp & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns H. Kemp & Son?
Companies House lists 2 people with significant control of H. Kemp & Son: Mrs Eileen Ann Kemp (75–100% of shares) and Mr David Stephen Kemp (significant influence or control).
Who runs H. Kemp & Son?
Companies House lists 3 directors of H. Kemp & Son: David Stephen Kemp, Eileen Ann Kemp and Fiona Catherine Kemp.
How long has H. Kemp & Son been in business?
The company was formed on 26 February 2003.
What do H. Kemp & Son’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £101k (−46% from £190k) and cash at bank of £131k (−18% from £159k).

Sources and links

The full report on H. Kemp & Son Limited

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