Halfords Limited

Reference number: 403574

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

RIPE INSURANCE SERVICES LIMITED Reference number: 313411 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Halfords Limited (FRN 403574) is an AR of RIPE INSURANCE SERVICES LIMITED (FRN 313411). When you use Halfords's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Halfords, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When halfords.com first appeared online, and whether it can receive email
  • What kind of line 01527 517601 is, and the other firm that gives it
  • Who else gives the postcode B98 0DE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cycle 2 Work Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ripe Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00103161
Company status
Active
Company type
Private limited company
Incorporated
22 May 1909 (117 years old)
Registered office
Icknield Street Drive, Washford West, Redditch, Worcestershire, B98 0DE
Nature of business
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Bellairs Director Feb 1977 10 Dec 2019 None
Paul David O'Hara Director Apr 1978 7 Dec 2021 7 other companies
Johanna Ruth Hartley Director Mar 1975 16 Jun 2022 30 other companies
Henry Benedict Birch Director Feb 1969 16 Apr 2025 40 other companies
Jessica Ann Frame Director Jul 1981 21 Jul 2025 None
Timothy Joseph Gerard O'Gorman Secretary Not published 18 Jan 2016 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
42
closed down
2
are FCA-registered
5

In the full report: all 42 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 30 companies these 5 directors run together
  • All 40 people who have ever been directors, with their dates
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Key dates in its history

Halfords’s history from the FCA register and Companies House, newest first.

Key events (21) All events (95)

2021

1 June 2021

  • Halfords Group Holding Limited took control (75–100% of shares)
  • Helen Victoria Jones no longer has significant control
  • Jill Caseberry no longer has significant control
  • Keith Williams no longer has significant control
  • Thomas Daniel Singer no longer has significant control

Companies House

2020

31 December 2020

  • David Alexander Robertson Adams no longer has significant control

Companies House

16 September 2020

  • Thomas Daniel Singer gained significant control

Companies House

2019

10 December 2019

  • Karen Bellairs no longer has significant control
  • Keith Jones no longer has significant control

Companies House

17 October 2019

  • Karen Bellairs gained significant control
  • Keith Jones gained significant control

Companies House

1 March 2019

  • Claudia Isobel Arney no longer has significant control
  • Jill Caseberry gained significant control

Companies House

2018

24 July 2018

  • Dennis Henry Millard no longer has significant control
  • Keith Williams gained significant control

Companies House

2016

30 June 2016

  • Claudia Isobel Arney gained significant control
  • David Alexander Robertson Adams gained significant control
  • Dennis Henry Millard gained significant control
  • Helen Victoria Jones gained significant control

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1909

22 May 1909

  • Incorporated at Companies House

Companies House

In the full report: all 95 events

  • All 95 events in its history (21 shown here)
  • Every director appointment and resignation: 73
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Firms connected to Halfords

Other FCA-listed firms that share a director, phone number or address with Halfords. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Halfords

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 42 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 95 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Halfords Limited FCA authorised?
Halfords Limited (FRN 403574) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Halfords?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Halfords Limited (FRN 403574) is an AR of RIPE INSURANCE SERVICES LIMITED (FRN 313411). When you use Halfords's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Halfords, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Halfords’ phone number and website?
The FCA register lists the phone number 01527 517601 and the website halfords.com for Halfords. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Halfords a scam or clone?
Halfords is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Halfords?
Protection works through Ripe Insurance Services Limited, the principal firm responsible for Halfords's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Halfords?
Halfords is owned by Halfords Group Holding Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 June 2021. Before that, it was controlled by Mr David Alexander Robertson Adams, Mr Dennis Henry Millard and Karen Bellairs.
Who runs Halfords?
Companies House lists 5 directors of Halfords: Karen Bellairs, Paul David O'Hara, Johanna Ruth Hartley, Henry Benedict Birch and Jessica Ann Frame.
How long has Halfords been in business?
The company was formed on 22 May 1909.
Does Halfords use any other names?
It trades as Cycle 2 Work.

Sources and links

The full report on Halfords Limited

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