Hallowes Mortgages Ltd

Reference number: 912001

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hallowes Mortgages Ltd (FRN 912001) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Hallowes Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hallowes Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When hallowesmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01246 589922 is
  • Who else gives the postcode S8 7UA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 November 2016 (9 years old)
Registered office
5 Meadow Head, Sheffield, S8 7UA, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Keeley Bamford Director Jun 1976 1 Nov 2016 1 other company
Oliver George Totty Director Nov 1997 16 Sep 2019 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£160k

+30% from £122k

Cash at bank

£29.5k

−51% from £59.5k

Employees (average)

4

+33% from 3

Owed within a year

£84.9k

+6.6% from £79.6k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10456337. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hallowes Mortgages’s history from the FCA register and Companies House, newest first.

2023

22 February 2023

  • Oliver George Totty became a part-owner (25–50% of shares)

Companies House

2019

6 August 2019

  • Became an appointed representative

FCA register

2016

1 November 2016

  • Incorporated at Companies House
  • Keeley Bamford became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Hallowes Mortgages

Other firms of the same type (insurance broker), nearest first.

In Sheffield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hallowes Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Hallowes Mortgages Ltd FCA authorised?
Hallowes Mortgages Ltd (FRN 912001) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hallowes Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hallowes Mortgages Ltd (FRN 912001) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Hallowes Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hallowes Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hallowes Mortgages’ phone number and website?
The FCA register lists the phone number 01246 589922 and the website hallowesmortgages.co.uk for Hallowes Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Hallowes Mortgages a scam or clone?
Hallowes Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hallowes Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Hallowes Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Hallowes Mortgages?
Companies House lists 2 people with significant control of Hallowes Mortgages: Mrs Keeley Bamford (25–50% of shares) and Mr Oliver George Totty (25–50% of shares).
Who runs Hallowes Mortgages?
Companies House lists 2 directors of Hallowes Mortgages: Keeley Bamford and Oliver George Totty.
How long has Hallowes Mortgages been in business?
The company was formed on 1 November 2016.
What do Hallowes Mortgages’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £160k (+30% from £122k) and cash at bank of £29.5k (−51% from £59.5k).

Sources and links

The full report on Hallowes Mortgages Ltd

£19.99 · Instant PDF download

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