Hami Ltd

Reference number: 838694

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When app.hamiremit.com first appeared online, and whether it can receive email
  • What kind of line 07939 460999 is
  • Who else gives the postcode N4 3NG
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Hami Remit Trading name
  • Paysii Former trading name
  • Riyo Remit Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10816199
Company status
Active
Company type
Private limited company
Incorporated
13 June 2017 (9 years old)
Registered office
189 Seven Sisters Road, London, N4 3NG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ladan Ahmed Khaire Director Jun 1990 13 Jun 2017 None
Bile Ibar Director Aug 1984 27 Feb 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£78.2k

+2% from £76.7k

Cash at bank

£21.9k

−2.4% from £22.4k

Employees (average)

3

+50% from 2

Owed within a year

£2,461

−46% from £4,523

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10816199. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hami’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2019

17 July 2019

  • Regulated by the FCA from this date
  • Registered as a small payment institution

FCA register

2017

13 June 2017

  • Incorporated at Companies House
  • Ladan Ahmed Khaire became the majority owner (50–75% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Hami

Other FCA-listed firms that share a director, phone number or address with Hami. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Hami

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hami

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hami Ltd FCA authorised?
Yes, Hami Ltd (FRN 838694) is registered with the FCA and permitted to provide its regulated services.
What is Hami’s phone number and website?
The FCA register lists the phone number 07939 460999 and the website app.hamiremit.com for Hami. If you were given different contact details, use these to check with the firm before going any further.
Is Hami a scam or clone?
Hami is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hami?
Protection depends on which product you hold and how Hami handles your money, so check the specific product before you commit. You can also refer complaints about Hami to the Financial Ombudsman Service, free of charge.
Who owns Hami?
Companies House lists one person with significant control of Hami: Mrs Ladan Ahmed Khaire (50–75% of shares).
Who runs Hami?
Companies House lists 2 directors of Hami: Ladan Ahmed Khaire and Bile Ibar.
How long has Hami been in business?
The company was formed on 13 June 2017, and has held its current FCA authorisation since July 2019.
What do Hami’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £78.2k (+2% from £76.7k) and cash at bank of £21.9k (−2.4% from £22.4k).
Does Hami use any other names?
It trades as Hami Remit. It has previously used 2 other names: Paysii and Riyo Remit.

Sources and links

The full report on Hami Ltd

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