Hamro Mortgages Ltd

Reference number: 1000770

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hamro Mortgages Ltd (FRN 1000770) is an AR of HL Partnership Limited (FRN 303397). When you use Hamro Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hamro Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hamromortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01483 339247 is
  • Who else gives the postcode GU15 3HL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14500349
Company status
Active
Company type
Private limited company
Incorporated
22 November 2022 (3 years old)
Registered office
Basepoint Business Centre Office-204, 377-399 London Road, Camberley, GU15 3HL, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Manish Gurung Director Apr 1997 22 Nov 2022 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£233

Down £268 from £501

Cash at bank

£15.6k

+37% from £11.4k

Employees (average)

1

Up 1 from 0

Owed within a year

£20.5k

+40% from £14.6k

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14500349. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Hamro Mortgages’s history from the FCA register and Companies House, newest first.

2023

1 August 2023

  • Became an appointed representative
  • Began trading as "Hamro Mortgages"

FCA register

2022

22 November 2022

  • Incorporated at Companies House
  • Manish Gurung took control (75–100% of shares)
  • Manish Gurung appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Hamro Mortgages

Other FCA-listed firms that share a director, phone number or address with Hamro Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Hamro Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Camberley

Asset Harbour Mortgages & Protection LtdCamberleyAppointed representativeEjetset Financial Services LimitedCamberleyAppointed representativeGlen StevensCamberleyAppointed representativeLRG Financial Services LimitedCamberleyAppointed representativeRobert Dibb LtdCamberleyAppointed representativeThe friendly Mortgage Company LtdCamberleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hamro Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hamro Mortgages Ltd FCA authorised?
Hamro Mortgages Ltd (FRN 1000770) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hamro Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hamro Mortgages Ltd (FRN 1000770) is an AR of HL Partnership Limited (FRN 303397). When you use Hamro Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hamro Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hamro Mortgages’ phone number and website?
The FCA register lists the phone number 01483 339247 and the website hamromortgages.co.uk for Hamro Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Hamro Mortgages a scam or clone?
Hamro Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hamro Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for Hamro Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Hamro Mortgages?
Companies House lists one person with significant control of Hamro Mortgages: Mr Manish Gurung (75–100% of shares).
Who runs Hamro Mortgages?
Companies House lists one director of Hamro Mortgages: Manish Gurung.
How long has Hamro Mortgages been in business?
The company was formed on 22 November 2022.
What do Hamro Mortgages’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £233 (down £268 from £501) and cash at bank of £15.6k (+37% from £11.4k).

Sources and links

The full report on Hamro Mortgages Ltd

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