Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 1996
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- LRG Financial Services Limited (FRN 593672) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use LRG Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from LRG Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Building 1, Meadows Business Park, Blackwater, Camberley, Hampshire, GU17 9AB, United Kingdom
In the full report: 2 background checks
- What kind of line 01344 753483 is
- Who else gives the postcode GU17 9AB
Other names (9)
If you were contacted under any of these names, it is this firm.
- Leaders Mortgage Services Trading name: A name it trades under now.
- Mortgage Scout Trading name: A name it trades under now.
- Romans Financial Services Trading name: A name it trades under now.
- Romans Mortgage Services Trading name: A name it trades under now.
- Flower Independent Mortgage Advisers Limited Former name: A name it was registered under before.
- Romans Mortgage Services Limited Former name: A name it was registered under before.
- Flower Independent Mortgage Advisers Former trading name: A name it used to trade under.
- Mortgage Advice Bureau Former trading name: A name it used to trade under.
- Start Financial Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03155032 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 February 1996 (30 years old)
- Registered office
- Building 1 Meadows Business Park, Blackwater, Camberley, GU17 9AB, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sarah Jane Thompson | Director | Apr 1966 | 12 Dec 2019 | 1 other company |
| Paul Leonard Aitchison | Director | Jul 1979 | 13 Jan 2020 | 241 other companies |
| Thomas Peter Davies | Director | May 1983 | 1 May 2024 | 2 other companies |
| Paul Leonard Aitchison | Secretary | Not published | 13 Jan 2020 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 243
- closed down
- 63
- are FCA-registered
- 16
In the full report: all 243 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 16 on the FCA register, including one no longer authorised
- The 1 company these 3 directors run together
- All 15 people who have ever been directors, with their dates
Key dates in its history
LRG Financial Services’s history from the FCA register and Companies House, newest first.
2018
20 June 2018
- Changed its registered name from "Romans Mortgage Services Limited"
FCA register
2016
6 April 2016
- The Romans Group (UK) Limited took control (75–100% of shares)
Companies House
2013
2 April 2013
- Changed its registered name from "Flower Independent Mortgage Advisers Limited"
FCA register
2 January 2013
- Became an appointed representative
FCA register
1996
5 February 1996
- Incorporated at Companies House
Companies House
In the full report: all 42 events
- All 42 events in its history (5 shown here)
- Every director appointment and resignation: 27
Firms connected to LRG Financial Services
Other FCA-listed firms that share a director, phone number or address with LRG Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- no longer authorised
- 1
- share a director
- 12
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like LRG Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Camberley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on LRG Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 243 other companies its directors have run, named
- 2 background checks on its contact details
- All 42 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
Is LRG Financial Services Limited FCA authorised?
What does appointed representative mean for LRG Financial Services?
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Is LRG Financial Services a scam or clone?
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Who owns LRG Financial Services?
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How long has LRG Financial Services been in business?
Does LRG Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk