Hand Picked Mortgages Ltd
Reference number: 454711
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 20 years
- Protected through the principal
- No FCA actions
- Active company since 2005
- Accounts filed up to 30 November 2025
- On its latest accounts it owed £2,472 more than it owned
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Hand Picked Mortgages Ltd (FRN 454711) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Hand Picked Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Hand Picked Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
15 Stoneleigh Court, Westcroft, Milton Keynes, MK4 4BS, United Kingdom
In the full report: 3 background checks
- When handpickedmortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 01908 596005 is
- Who else gives the postcode MK4 4BS
Other names (2)
If you were contacted under any of these names, it is this firm.
- Squares Financial Services Ltd Former name: A name it was registered under before.
- Mortgage Advice Bureau Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05624296 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 November 2005 (20 years old)
- Registered office
- 15 Stoneleigh Court, Westcroft, Milton Keynes, MK4 4BS, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Helene Marie Austin-Stock | Director | Aug 1972 | 16 Nov 2005 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Total equity
−£2,472
No earlier figure to compare
Employees (average)
2
Same as 2
Owed within a year
£1,885
Up £1,885 from £0
Total equity is negative: on its last balance sheet the company owed £2,472 more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05624296. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Hand Picked Mortgages’s history from the FCA register and Companies House, newest first.
2025
8 October 2025
- Changed its registered name from "Squares Financial Services Ltd"
FCA register
2016
7 April 2016
- Helene Marie Austin-Stock gained significant control
Companies House
2006
17 July 2006
- Became an appointed representative
FCA register
2005
16 November 2005
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (4 shown here)
- Every director appointment and resignation: 5
Firms like Hand Picked Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Milton Keynes
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Hand Picked Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 11 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Hand Picked Mortgages Ltd FCA authorised?
What does appointed representative mean for Hand Picked Mortgages?
What is Hand Picked Mortgages’ phone number and website?
Is Hand Picked Mortgages a scam or clone?
Is my money safe with Hand Picked Mortgages?
Who owns Hand Picked Mortgages?
Who runs Hand Picked Mortgages?
How long has Hand Picked Mortgages been in business?
What do Hand Picked Mortgages’ latest accounts show?
Does Hand Picked Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk