Haran Singh Bains

Reference number: 1043583

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Appointed representative

Haran Singh Bains does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Haran Singh Bains (FRN 1043583) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Haran Singh Bains's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Haran Singh Bains, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01604 521593

  • Address

    400 Pavilion Drive, Northampton Business Park, Northampton, Northamptonshire, NN4 7PA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01604 521593 is
  • Who else gives the postcode NN4 7PA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Bains Financial Consulting Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Haran Singh Bains’s history from the FCA register and Companies House, newest first.

2025

23 December 2025

  • Changed its registered name from "Haran Singh Bains"

FCA register

12 November 2025

  • Became an appointed representative
  • Began trading as "Bains Financial Consulting"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Haran Singh Bains

Other FCA-listed firms that share a director, phone number or address with Haran Singh Bains. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Haran Singh Bains

Other firms of the same type (financial adviser), nearest first.

In Northampton

Accuma Financial Planning LtdNorthamptonAppointed representativeAll Saints Financial LLPNorthamptonAppointed representativeBarfield Financial Advisors LtdNorthamptonAppointed representativeBarfield Wealth LtdNorthamptonAppointed representativeBluebell Financial Services LtdNorthamptonAppointed representativeDale Johnson Wealth ManagementNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Haran Singh Bains

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Haran Singh Bains FCA authorised?
Haran Singh Bains (FRN 1043583) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Haran Singh Bains?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Haran Singh Bains (FRN 1043583) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Haran Singh Bains's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Haran Singh Bains, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Haran Singh Bains’ phone number?
The FCA register lists the phone number 01604 521593 for Haran Singh Bains. If you were given different contact details, use these to check with the firm before going any further.
Is Haran Singh Bains a scam or clone?
Haran Singh Bains is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Haran Singh Bains?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Haran Singh Bains's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Haran Singh Bains use any other names?
It trades as Bains Financial Consulting.

Sources and links

The full report on Haran Singh Bains

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